Real Estate Investing in Yorktown, Texas (78164)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

De Witt County • Population: 3,418 • Data updated: September 2026

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Should you buy in 78164 (Yorktown, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 27.3% of homes vacant — above national norms.
  • Declining values: -2.0% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Yorktown, TX (78164)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $215,014
Avg Monthly Rent $1,134
1% Rule ✗ Does Not Meet
Median Income $58,750
% Renters 21.1%

Market Analysis: 78164 Yorktown

ZIP 78164 inside De Witt County looks affordable on the surface — median value of $215K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 78164 can be a worth a close look for hunting ground — but the discount at $215K reflects genuine risk that outside investors often underestimate.

The gap between 78164 and stronger Yorktown ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 78164 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 78164 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Yorktown:

D Needs Caution
Buy Confidence Score: 48/100
Affordability
15/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Stable (+1.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,134/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Victoria, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Victoria, TX metro data

Market Trends

Home Value History (with trend line)

$274K$245K$216K$187K$159K$130KJul 2009Jan 2018Jul 2026

📊 How Does 78164 Compare?

Metric 78164 Yorktown Victoria, TX Texas
Home Value $215,014 $215,014 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $1,134 $1,134 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 78164? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78164 (Yorktown, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
-2.0%
Declining

📉 Market Crash Risk Index

Based on Victoria, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $215,014
Monthly Rent $1,134
Price-to-Rent 15.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 2.2%

📈 Home Appreciation

1-Year +1.3% ▲
3-Year CAGR -2.6% ▼
5-Year CAGR -2.0% ▼
10-Year CAGR +1.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-2.0%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 78164

Population: 3,418

💰 Median Household Income
$58,750
This area
$58,750
State
$70,593
USA
$74,580
🏠 Renter Occupied
21.1%
This area
21.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-25.4%
USA
3.7%
🎓 College Educated
12.6%
This area
12.6%
State
-5.8%
USA
33.7%
👤 Median Age
44.9 years
This area
44.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
27.3%
This area
27.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 65.1%
Other/Mixed 32.7%
Hispanic/Latino 32.5%
Black/African American 2.3%
👶 Under 18
22.4%
This area
22.4%
USA
22.0%
👴 65 and Over
29.9%
This area
29.9%
USA
17.3%
📊 Poverty Rate
6.5%
This area
6.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78164

A+ Avg School Grade
3 Schools
10.3:1 Avg Class Size
$31,574 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

YORKTOWN EL

📚 Pre-K – 05 Elementary
👥
259 Students
👨‍🏫
10.4:1 Class Size
💰
$31,574 Per Student
A+ Excellent

YORKTOWN H S

📚 09 – 12 High School
👥
153 Students
👨‍🏫
8.9:1 Class Size
💰
$31,574 Per Student
A+ Excellent

YORKTOWN J H

📚 06 – 08 Middle
👥
129 Students
👨‍🏫
11.7:1 Class Size
💰
$31,574 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical rental rate in Yorktown, TX?

Investors in Yorktown, TX typically see rents near $1,134/mo per month against $215K home values - a solid setup for rental cash flow.

How qualified is the tenant pool in Yorktown, TX?

Expect a solid tenant pool in Yorktown, TX. The rental market absorbs $1,134/mo rents without meaningful friction.

What is the investability score for Yorktown, TX?

Yes - Yorktown, TX a 3.0/5 investability score. With $215K home prices against $1,134/mo monthly rent, the market delivers a reasonable entry point for new investors.

How high is vacancy risk in Yorktown, TX?

Vacancy risk in Yorktown, TX is elevated. That supports steady cash flow for typical rental holds.

Which real estate strategy fits Yorktown, TX?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Yorktown, TX. The numbers - $215K homes against $1,134/mo rents - support that play.

You know 78164 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78164 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 78164 ranks in Victoria, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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