Real Estate Investing in Cuero, Texas (77954)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

De Witt County • Population: 11,007 • Data updated: September 2026

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Should you buy in 77954 (Cuero, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (44/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 28.1% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.1% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cuero, TX (77954)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $216,993
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $61,382
% Renters 34.2%

Market Analysis: 77954 Cuero

Meanwhile, ZIP 77954 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $217K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 77954 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within TX, ZIP 77954 trails on several market indicators that neighboring De Witt County submarkets outperform. The gap is real and robust enough to shape underwriting.

Employment concentration in 77954 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 77954 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cuero:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
14/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Declining (-0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 77954

Which property type performs best in this market?

Best for Cash Flow
2BR
5.4% cap rate
Best for Appreciation
3BR
+6.5% 5yr CAGR
Best Overall Value
3BR
$70,887/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $150,725 $1,130 5.4% +5.8% $75,362
3BR $212,660 $1,350 4.6% +6.5% $70,887

Market Trends

Home Value History (with trend line)

$231K$208K$185K$161K$138K$115KJul 2009Jan 2018Jul 2026

📊 How Does 77954 Compare?

Metric 77954 Cuero Texas
Home Value $216,993 $216,993 $297,000
5-Year CAGR 1.1% 1.1% 5.4%
Avg Rent $1,017 $1,017 -
Cap Rate 3.7% 3.7% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77954 (Cuero, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.7%
Low
5yr Growth
+1.1%
Slow

📊 Market Snapshot

Home Value $216,993
Monthly Rent $1,017
Price-to-Rent 17.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.7%
5-Year IRR 4.8%

📈 Home Appreciation

1-Year -0.7% ▼
3-Year CAGR +0.7% ▲
5-Year CAGR +1.1% ▲
10-Year CAGR +3.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.1%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 77954

Population: 11,007

💰 Median Household Income
$61,382
This area
$61,382
State
$70,593
USA
$74,580
🏠 Renter Occupied
34.2%
This area
34.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-25.4%
USA
3.7%
🎓 College Educated
14.8%
This area
14.8%
State
-5.8%
USA
33.7%
👤 Median Age
40.9 years
This area
40.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
28.1%
This area
28.1%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 55.3%
Other/Mixed 33.3%
Hispanic/Latino 28.6%
Black/African American 11.2%
Asian 0.2%
👶 Under 18
19.9%
This area
19.9%
USA
22.0%
👴 65 and Over
15.8%
This area
15.8%
USA
17.3%
📊 Poverty Rate
12.0%
This area
12.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77954

A Avg School Grade
4 Schools
12.3:1 Avg Class Size
$16,263 Avg Per Pupil

Schools in This ZIP Code

A Very Good

CUERO J H

📚 06 – 08 Middle
👥
483 Students
👨‍🏫
12.0:1 Class Size
💰
$16,263 Per Student
A Very Good

HUNT EL

📚 02 – 05 Elementary
👥
486 Students
👨‍🏫
11.3:1 Class Size
💰
$16,263 Per Student
A Very Good

CUERO H S

📚 09 – 12 High School
👥
641 Students
👨‍🏫
12.2:1 Class Size
💰
$16,263 Per Student
B+ Above Average

J C FRENCH EL

📚 Pre-K – 01 Elementary
👥
295 Students
👨‍🏫
13.6:1 Class Size
💰
$16,263 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the rental occupancy rate in Cuero, TX?

Vacancy risk in Cuero, TX is elevated. That supports even-keeled cash flow for typical rental holds.

How should investors approach Cuero, TX?

The best-fit strategy in Cuero, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How strong is the working-renter base in Cuero, TX?

Cuero, TX draws a reliable base of working renters. Demand at the $1,017/mo rent level is reasonable for standard single-family and small multi rentals.

Is Cuero, TX good for landlords?

The landlord environment in Cuero, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How strong is Cuero, TX for real estate investors?

Cuero, TX records an investability rating of 2.0/5, with median home values near $217K and average rents around $1,017/mo. That combination puts it in the healthy tier for investor interest.

You know 77954 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 77954 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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