Real Estate Investing in Pearsall, Texas (78061)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Frio County • Population: 9,968 • Data updated: September 2026

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Should you buy in 78061 (Pearsall, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (43/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 20.7% of homes vacant — above national norms.
  • Elevated poverty: 23.9% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pearsall, TX (78061)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $147,853
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $45,783
% Renters 44.4%

Market Analysis: 78061 Pearsall

Turning to rents, ZIP 78061 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $148K median. It rewards specialists, not generalists.

The 78061 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader TX picture, 78061 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 78061 ZIP's population of 9,968 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pearsall:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+11.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Pearsall, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pearsall, TX metro data

Market Trends

Home Value History (with trend line)

$160K$154K$148K$142K$136K$130KFeb 2022May 2024Jul 2026

📊 How Does 78061 Compare?

Metric 78061 Pearsall Pearsall, TX Texas
Home Value $147,853 $147,853 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $981 $981 N/A -
Cap Rate 5.2% 5.2% - -
💡 Why Invest in 78061? Click to expand

A healthy rental market with 44% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78061 (Pearsall, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
5.2%
Fair

📉 Market Crash Risk Index

Based on Pearsall, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $147,853
Monthly Rent $981
Price-to-Rent 12.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 5.4%

📈 Home Appreciation

1-Year +11.4% ▲
3-Year CAGR +0.2% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78061

Population: 9,968

💰 Median Household Income
$45,783
This area
$45,783
State
$70,593
USA
$74,580
🏠 Renter Occupied
44.4%
This area
44.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-25.4%
USA
3.7%
🎓 College Educated
7.4%
This area
7.4%
State
-5.8%
USA
33.7%
👤 Median Age
32.6 years
This area
32.6 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
20.7%
This area
20.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 61.0%
Other/Mixed 35.8%
Hispanic/Latino 33.8%
Black/African American 2.2%
Asian 1.0%
👶 Under 18
25.0%
This area
25.0%
USA
22.0%
👴 65 and Over
11.4%
This area
11.4%
USA
17.3%
📊 Poverty Rate
23.9%
This area
23.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78061

B+ Avg School Grade
4 Schools
15.5:1 Avg Class Size
$16,239 Avg Per Pupil

Schools in This ZIP Code

A Very Good

PEARSALL J H

📚 06 – 08 Middle
👥
444 Students
👨‍🏫
12.8:1 Class Size
💰
$16,239 Per Student
B+ Above Average

PEARSALL H S

📚 09 – 12 High School
👥
592 Students
👨‍🏫
15.5:1 Class Size
💰
$16,239 Per Student
B+ Above Average

PEARSALL INT

📚 03 – 05 Elementary
👥
454 Students
👨‍🏫
17.4:1 Class Size
💰
$16,239 Per Student
B+ Above Average

TED FLORES EL

📚 Pre-K – 02 Elementary
👥
530 Students
👨‍🏫
16.5:1 Class Size
💰
$16,239 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Pearsall, TX a friendly market for rental owners?

Pearsall, TX operates under TX law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

How strong is Pearsall, TX for real estate investors?

Our data puts Pearsall, TX at 2.0/5 for investability. Home prices of $148K and rents around $981/mo create a solid backdrop for investor activity.

How much does a house cost in Pearsall, TX?

Median home price in Pearsall, TX is near $148K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.

What is the typical rental rate in Pearsall, TX?

Rent in Pearsall, TX is around $981/mo. The resulting rent-to-value relationship with $148K pricing is reasonable for most investor models.

How deep is the rental pool in Pearsall, TX?

Working renters make up the core of the Pearsall, TX tenant base. The pool is reasonable for investors targeting long-term holds.

You know 78061 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78061 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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