Real Estate Investing in Yancey, Texas (78886)
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Should you buy in 78886 (Yancey, TX)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 26.9% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Yancey, TX (78886)?
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Market Analysis: 78886 Yancey
Investors eyeing 78886 need to respect the fundamentals at play. Home values of $269K come alongside slower price movement and elevated management overhead.
The investment case in 78886 is healthy only for operators who understand what they are buying. A $269K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
On balance, 78886 offers a low basis, the region around Yancey has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 78886 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 78886 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Yancey:
Market Trends
Home Value History (with trend line)
📊 How Does 78886 Compare?
| Metric | 78886 | Yancey | San Antonio-New Braunfels, TX | Texas |
|---|---|---|---|---|
| Home Value | $268,789 | $268,789 | N/A | $297,000 |
| 5-Year CAGR | N/A | N/A | N/A | 5.4% |
| Avg Rent | $1,107 | $1,107 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78886 (Yancey, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $268,789 |
| Monthly Rent | $1,107 |
| Price-to-Rent | 20.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 1.6% |
📈 Home Appreciation
| 1-Year | -0.4% ▼ |
| 3-Year CAGR | -1.6% ▼ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78886
Population: 499
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What are home prices like in Yancey, TX?
Median home price in Yancey, TX is near $269K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
What is the typical renter like in Yancey, TX?
Tenant quality in Yancey, TX ranks as solid. Landlords generally report steady occupancy at market rents of $1,107/mo.
Should investors consider Yancey, TX?
With a 2.0/5 investability score, Yancey, TX ranks as a solid market for rental property investors. Median prices of $269K and rents of $1,107/mo drive the underlying numbers.
What is the typical rental rate in Yancey, TX?
The typical rental in Yancey, TX commands about $1,107/mo monthly. That rent profile even-keeled cash flow against the $269K purchase basis.
How landlord-friendly is Yancey, TX?
The landlord environment in Yancey, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
You know 78886 now. You don’t know where it ranks.
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How 78886 ranks in San Antonio-New Braunfels, TX
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