Real Estate Investing in Dilley, Texas (78017)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Frio County • Population: 6,160 • Data updated: September 2026

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Should you buy in 78017 (Dilley, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 29.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dilley, TX (78017)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $143,923
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $72,188
% Renters 25.7%

Market Analysis: 78017 Dilley

Not every below-median market is a bargain. Dilley's 78017 ZIP clocks in at signals that favor experienced operators who can absorb the risk $144K pricing implies.

The investment case in 78017 is solid only for operators who understand what they are buying. A $144K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 78017 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 78017 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 78017 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dilley:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Pearsall, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pearsall, TX metro data

Market Trends

Home Value History (with trend line)

$234K$213K$192K$170K$149K$128KFeb 2022May 2024Jul 2026

📊 How Does 78017 Compare?

Metric 78017 Dilley Pearsall, TX Texas
Home Value $143,923 $143,923 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $954 $954 N/A -
Cap Rate 5.2% 5.2% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78017 (Dilley, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
5.2%
Fair

📉 Market Crash Risk Index

Based on Pearsall, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $143,923
Monthly Rent $954
Price-to-Rent 12.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR N/A

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR -9.2% ▼
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
29.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78017

Population: 6,160

💰 Median Household Income
$72,188
This area
$72,188
State
$70,593
USA
$74,580
🏠 Renter Occupied
25.7%
This area
25.7%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.5%
This area
0.5%
State
-25.4%
USA
3.7%
🎓 College Educated
11.7%
This area
11.7%
State
-5.8%
USA
33.7%
👤 Median Age
32.9 years
This area
32.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
29.4%
This area
29.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 61.3%
Other/Mixed 28.8%
Hispanic/Latino 26.8%
Black/African American 9.8%
Asian 0.1%
👶 Under 18
24.9%
This area
24.9%
USA
22.0%
👴 65 and Over
8.4%
This area
8.4%
USA
17.3%
📊 Poverty Rate
13.2%
This area
13.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78017

A+ Avg School Grade
3 Schools
10.2:1 Avg Class Size
$17,719 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

DILLEY H S

📚 09 – 12 High School
👥
266 Students
👨‍🏫
9.1:1 Class Size
💰
$17,719 Per Student
A+ Excellent

DILLEY EL

📚 Pre-K – 05 Elementary
👥
435 Students
👨‍🏫
12.6:1 Class Size
💰
$17,719 Per Student
A Very Good

MARY HARPER MIDDLE

📚 06 – 08 Middle
👥
167 Students
👨‍🏫
8.8:1 Class Size
💰
$17,719 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What do rentals go for in Dilley, TX?

Rental rates in Dilley, TX average $954/mo. Tenant demand and $144K home values make the yield look reasonable by investor standards.

What is the average home sale price in Dilley, TX?

Typical homes in Dilley, TX go for around $144K. The 5-year CAGR of 0.0% stable price movement.

Do rentals sit vacant long in Dilley, TX?

Expect elevated vacancy in Dilley, TX. Rents at $954/mo are absorbed by the tenant base without meaningful lag.

Is rental property easy to operate in Dilley, TX?

The landlord environment in Dilley, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What is the smart move for investors in Dilley, TX?

In Dilley, TX the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $144K prices and $954/mo rents suits that approach.

You know 78017 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78017 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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