Real Estate Investing in Caldwell, Texas (77836)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Burleson County • Population: 12,469 • Data updated: September 2026

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Should you buy in 77836 (Caldwell, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 14.6% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.6% CAGR).
  • High price-to-rent: Price-to-rent ratio 26.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Caldwell, TX (77836)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $309,301
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $75,357
% Renters 19.1%

Market Analysis: 77836 Caldwell

Not every below-median market is a bargain. Caldwell's 77836 ZIP reflects signals that favor experienced operators who can absorb the risk $309K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 77836 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 77836 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 77836 ZIP's population of 12,469 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

Strategy in 77836 is an operator game, not a passive one. From a cash-flow lens, entry prices of $309K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Caldwell:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
10/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Stable (+2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
College Station-Bryan, TX Metro Area
More inventory, negotiating room for buyers
96 days
Average time to sell
Slow
6.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from College Station-Bryan, TX metro data

Market Trends

Home Value History (with trend line)

$346K$305K$265K$224K$184K$143KAug 2009Feb 2018Jul 2026

📊 How Does 77836 Compare?

Metric 77836 Caldwell College Station-Bryan, TX Texas
Home Value $309,301 $309,301 N/A $297,000
5-Year CAGR 0.6% 0.6% N/A 5.4%
Avg Rent $981 $981 N/A -
Cap Rate 2.5% 2.5% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77836 (Caldwell, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.5%
Low
5yr Growth
+0.6%
Slow

📊 Market Snapshot

Home Value $309,301
Monthly Rent $981
Price-to-Rent 26.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 3.1%

📈 Home Appreciation

1-Year +2.8% ▲
3-Year CAGR -0.8% ▼
5-Year CAGR +0.6% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.6%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 77836

Population: 12,469

💰 Median Household Income
$75,357
This area
$75,357
State
$70,593
USA
$74,580
🏠 Renter Occupied
19.1%
This area
19.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-25.4%
USA
3.7%
🎓 College Educated
20.9%
This area
20.9%
State
-5.8%
USA
33.7%
👤 Median Age
44.9 years
This area
44.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
14.6%
This area
14.6%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 77.0%
Other/Mixed 12.7%
Hispanic/Latino 10.9%
Black/African American 10.1%
Asian 0.2%
👶 Under 18
23.2%
This area
23.2%
USA
22.0%
👴 65 and Over
21.8%
This area
21.8%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77836

A Avg School Grade
4 Schools
13.5:1 Avg Class Size
$17,788 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CALDWELL J H

📚 07 – 08 Middle
👥
293 Students
👨‍🏫
11.4:1 Class Size
💰
$17,788 Per Student
A+ Excellent

CALDWELL H S

📚 09 – 12 High School
👥
592 Students
👨‍🏫
12.3:1 Class Size
💰
$17,788 Per Student
A Very Good

CALDWELL EL

📚 Pre-K – 03 Elementary
👥
644 Students
👨‍🏫
15.1:1 Class Size
💰
$17,788 Per Student
A Very Good

CALDWELL INT

📚 04 – 06 School
👥
436 Students
👨‍🏫
15.4:1 Class Size
💰
$17,788 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How high is vacancy risk in Caldwell, TX?

Caldwell, TX carries elevated vacancy risk. Expect predictable absorption at market rents of $981/mo.

How do experienced investors play Caldwell, TX?

The best-fit strategy in Caldwell, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What is the typical rental rate in Caldwell, TX?

The typical rental in Caldwell, TX commands about $981/mo monthly. That rent profile stable cash flow against the $309K purchase basis.

Are homes affordable in Caldwell, TX?

Caldwell, TX home values average about $309K. That price point suits investors targeting rentals with $981/mo in monthly income.

How does Caldwell, TX rate as a rental market?

Caldwell, TX rates 2.0/5 for investability. With median values at $309K and rents near $981/mo, the market offers reasonable fundamentals for rental investors.

You know 77836 now. You don’t know where it ranks.

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How 77836 ranks in College Station-Bryan, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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