Real Estate Investing in Santa Anna, Texas (76878)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Coleman County • Population: 1,797 • Data updated: September 2026

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Should you buy in 76878 (Santa Anna, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 32.5% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Santa Anna, TX (76878)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $176,278
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $49,250
% Renters 31.4%

Market Analysis: 76878 Santa Anna

ZIP 76878 in Santa Anna, TX carries a healthy set of headwinds. Home values near $176K and rents of $1,017/mo sit inside a market where underwriting has to be tight.

The investment case in 76878 is notable only for operators who understand what they are buying. A $176K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader TX picture, 76878 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 76878 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. significant returns are possible in 76878, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Santa Anna:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+29.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$188K$176K$165K$153K$142K$130KFeb 2019Nov 2022Jul 2026

📊 How Does 76878 Compare?

Metric 76878 Santa Anna Texas
Home Value $176,278 $176,278 $297,000
5-Year CAGR 1.9% 1.9% 5.4%
Avg Rent $1,017 $1,017 -
Cap Rate 4.5% 4.5% -
💡 Why Invest in 76878? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 76878 (Santa Anna, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+1.9%
Slow

📊 Market Snapshot

Home Value $176,278
Monthly Rent $1,017
Price-to-Rent 14.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.9%
Cap Rate 4.5%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +29.7% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +1.9% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
32.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.9%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 76878

Population: 1,797

💰 Median Household Income
$49,250
This area
$49,250
State
$70,593
USA
$74,580
🏠 Renter Occupied
31.4%
This area
31.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-25.4%
USA
3.7%
🎓 College Educated
18.4%
This area
18.4%
State
-5.8%
USA
33.7%
👤 Median Age
41.0 years
This area
41.0 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
32.5%
This area
32.5%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 76.8%
Black/African American 13.0%
Other/Mixed 6.2%
Hispanic/Latino 4.0%
Asian 4.0%
👶 Under 18
27.4%
This area
27.4%
USA
22.0%
👴 65 and Over
18.2%
This area
18.2%
USA
17.3%
📊 Poverty Rate
13.9%
This area
13.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 76878

A Avg School Grade
2 Schools
10.2:1 Avg Class Size
$18,818 Avg Per Pupil

Schools in This ZIP Code

A Very Good

SANTA ANNA SECONDARY

📚 07 – 12 High School
👥
107 Students
👨‍🏫
8.0:1 Class Size
💰
$18,818 Per Student
A Very Good

SANTA ANNA EL

📚 Pre-K – 06 School
👥
146 Students
👨‍🏫
12.4:1 Class Size
💰
$18,818 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Does house hacking work in Santa Anna, TX?

House hacking in Santa Anna, TX is reasonable to execute. Prices around $176K and rents of $1,017/mo solid owner-occupant economics.

Is real estate in Santa Anna, TX a good investment right now?

Santa Anna, TX scores 3.0/5 for investability. Home values sit at $176K and rents near $1,017/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is Santa Anna, TX a friendly market for rental owners?

For rental operators, Santa Anna, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the typical rental rate in Santa Anna, TX?

Investors in Santa Anna, TX typically see rents near $1,017/mo per month against $176K home values - a solid setup for rental cash flow.

How strong is the working-renter base in Santa Anna, TX?

The renter base in Santa Anna, TX is reasonable for the $1,017/mo price point. Screening well and pricing to market typically yields steady tenants.

You know 76878 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 76878 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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