Real Estate Investing in Brady, Texas (76825)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76825 (Brady, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 22.7% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Brady, TX (76825)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 76825 Brady
From an investor standpoint, ZIP 76825 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $140K median. It rewards specialists, not generalists.
For an experienced owner, 76825 can be a worth a close look for hunting ground — but the discount at $140K reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Brady have seen price recovery that 76825 has not matched. McCulloch County data supports the view that the spread is structural rather than temporary.
Demographically, 76825 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Experienced landlords with local relationships tend to find 76825 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Brady:
Market Trends
Home Value History (with trend line)
📊 How Does 76825 Compare?
| Metric | 76825 | Brady | Texas |
|---|---|---|---|
| Home Value | $140,137 | $140,137 | $297,000 |
| 5-Year CAGR | 2.1% | 2.1% | 5.4% |
| Avg Rent | $936 | $936 | - |
| Cap Rate | 5.2% | 5.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76825 (Brady, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $140,137 |
| Monthly Rent | $936 |
| Price-to-Rent | 12.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.0% |
| Cap Rate | 5.2% |
| 5-Year IRR | 7.3% |
📈 Home Appreciation
| 1-Year | +8.9% ▲ |
| 3-Year CAGR | -1.3% ▼ |
| 5-Year CAGR | +2.1% ▲ |
| 10-Year CAGR | +3.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76825
Population: 6,595
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76825
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What kind of market is Brady, TX for investors?
With a 3.0/5 investability score, Brady, TX ranks as a solid market for rental property investors. Median prices of $140K and rents of $936/mo drive the underlying numbers.
What do rentals go for in Brady, TX?
Expect rents around $936/mo per month in Brady, TX. With home values at $140K, the yield math works out to reasonable levels for rental investors.
What price range are homes in Brady, TX?
Expect median prices around $140K in Brady, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.
What kind of vacancy should I budget for in Brady, TX?
Vacancy risk in Brady, TX is elevated. That supports reliable cash flow for typical rental holds.
What kind of tenants rent in Brady, TX?
Expect a solid tenant pool in Brady, TX. The rental market absorbs $936/mo rents without meaningful friction.
You know 76825 now. You don’t know where it ranks.
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