Real Estate Investing in Brookesmith, Texas (76827)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Brown County • Population: 615 • Data updated: September 2026

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Should you buy in 76827 (Brookesmith, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (15/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 22.2% of homes vacant — above national norms.
  • Elevated poverty: 57.9% poverty rate — can affect rent collection.
  • High price-to-rent: Price-to-rent ratio 36.0 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Brookesmith, TX (76827)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $415,416
Avg Monthly Rent $963
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 6.1%

Market Analysis: 76827 Brookesmith

ZIP 76827 in Brookesmith, TX carries a resilient set of headwinds. Home values near $415K and rents of $963/mo sit inside a market where underwriting has to be tight.

Rent of $963/mo on a $415K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 76827 sits below the stated 0.0% once reality is priced in.

The gap between 76827 and stronger Brookesmith ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 76827 includes headwinds that any investor should price in. Income distribution skews lower than Brookesmith averages, and tenant stability requires active management.

New investors are better served looking at Brookesmith's stable or hybrid ZIPs before stepping into 76827. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Brookesmith:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+5.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $963/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Brownwood, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Brownwood, TX metro data

Market Trends

Home Value History (with trend line)

$421K$405K$388K$371K$354K$338KFeb 2022May 2024Jul 2026

📊 How Does 76827 Compare?

Metric 76827 Brookesmith Brownwood, TX Texas
Home Value $415,416 $415,416 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $963 $963 N/A -
Cap Rate 1.8% 1.8% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 76827 (Brookesmith, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
1.8%
Low

📉 Market Crash Risk Index

Based on Brownwood, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
63%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $415,416
Monthly Rent $963
Price-to-Rent 36.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.8%
Cap Rate 1.8%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +5.2% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 76827

Population: 615

💰 Median Household Income
N/A
🏠 Renter Occupied
6.1%
This area
6.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-25.4%
USA
3.7%
🎓 College Educated
11.6%
This area
11.6%
State
-5.8%
USA
33.7%
👤 Median Age
62.4 years
This area
62.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
22.2%
This area
22.2%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 95.1%
Other/Mixed 4.9%
Hispanic/Latino 4.4%
👶 Under 18
14.7%
This area
14.7%
USA
22.0%
👴 65 and Over
46.6%
This area
46.6%
USA
17.3%
📊 Poverty Rate
57.9%
This area
57.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 76827

A Avg School Grade
1 Schools
9.1:1 Avg Class Size
$19,340 Avg Per Pupil

Schools in This ZIP Code

A Very Good

BROOKESMITH SCHOOL

📚 Pre-K – 12 K-12
👥
158 Students
👨‍🏫
9.1:1 Class Size
💰
$19,340 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Where do rents currently stand in Brookesmith, TX?

Expect rents around $963/mo per month in Brookesmith, TX. With home values at $415K, the yield math works out to reasonable levels for rental investors.

Are tenants stable in Brookesmith, TX?

The tenant pool in Brookesmith, TX is solid, supported by local employment and population fundamentals. Rents of $963/mo are well-absorbed by the market.

Should investors worry about vacancy in Brookesmith, TX?

Vacancy risk in Brookesmith, TX is elevated. That supports reliable cash flow for typical rental holds.

What real estate strategy is ideal for Brookesmith, TX?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Brookesmith, TX. The numbers - $415K homes against $963/mo rents - support that play.

Does Brookesmith, TX make sense for an investment property?

Yes - Brookesmith, TX a 2.0/5 investability score. With $415K home prices against $963/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 76827 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 76827 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 76827 ranks in Brownwood, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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