Real Estate Investing in San Saba, Texas (76877)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76877 (San Saba, TX)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 22.4% of homes vacant — above national norms.
- Declining values: -0.9% 5-year CAGR — values have moved lower.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in San Saba, TX (76877)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 76877 San Saba
Investors eyeing 76877 need to respect the fundamentals at play. Home values of $195K come alongside slower price movement and elevated management overhead.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 76877 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 76877 and stronger San Saba ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 76877 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at San Saba's stable or hybrid ZIPs before stepping into 76877. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in San Saba:
Market Trends
Home Value History (with trend line)
📊 How Does 76877 Compare?
| Metric | 76877 | San Saba | Texas |
|---|---|---|---|
| Home Value | $195,383 | $195,383 | $297,000 |
| 5-Year CAGR | N/A | N/A | 5.4% |
| Avg Rent | $927 | $927 | - |
| Cap Rate | 3.7% | 3.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76877 (San Saba, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $195,383 |
| Monthly Rent | $927 |
| Price-to-Rent | 17.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 2.8% |
📈 Home Appreciation
| 1-Year | +4.3% ▲ |
| 3-Year CAGR | -4.2% ▼ |
| 5-Year CAGR | -0.9% ▼ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76877
Population: 4,527
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76877
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How tight is the rental market in San Saba, TX?
San Saba, TX carries elevated vacancy risk. Expect reliable absorption at market rents of $927/mo.
What is it like being a landlord in San Saba, TX?
TX ranks as a landlord-friendly state for landlord-tenant law. San Saba generally follows the statewide framework, so landlords face reasonable operating rules.
How deep is the rental pool in San Saba, TX?
The tenant pool in San Saba, TX is solid, supported by local employment and population fundamentals. Rents of $927/mo are well-absorbed by the market.
What approach is best for San Saba, TX real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in San Saba, TX. The numbers - $195K homes against $927/mo rents - support that play.
What price range are homes in San Saba, TX?
Median home price in San Saba, TX is near $195K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.
You know 76877 now. You don’t know where it ranks.
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Community Ratings
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