Real Estate Investing in Hubbard, Texas (76648)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76648 (Hubbard, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 25.8% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hubbard, TX (76648)?
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Market Analysis: 76648 Hubbard
This part of Hill County is not an easy win. The 76648 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
On balance, the numbers look inviting — $218K purchase price, 0.0% nominal cap — the work to hit that pro forma in 76648 is substantial and deserves full respect.
Stepping back, 76648 offers a low basis, the region around Hubbard has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 76648 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The right play in 76648 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Hubbard:
Market Trends
Home Value History (with trend line)
📊 How Does 76648 Compare?
| Metric | 76648 | Hubbard | Corsicana, TX | Texas |
|---|---|---|---|---|
| Home Value | $217,699 | $217,699 | N/A | $297,000 |
| 5-Year CAGR | 6.0% | 6.0% | N/A | 5.4% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76648 (Hubbard, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $217,699 |
| Monthly Rent | $873 |
| Price-to-Rent | 20.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 9.1% |
📈 Home Appreciation
| 1-Year | +7.5% ▲ |
| 3-Year CAGR | +4.6% ▲ |
| 5-Year CAGR | +6.0% ▲ |
| 10-Year CAGR | +8.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76648
Population: 2,922
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76648
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Which real estate strategy fits Hubbard, TX?
The best-fit strategy in Hubbard, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What is the average monthly rent in Hubbard, TX?
Expect rents around $873/mo per month in Hubbard, TX. With home values at $218K, the yield math works out to reasonable levels for rental investors.
Where do home prices stand in Hubbard, TX?
Hubbard, TX median home values land near $218K. That is reasonable territory for investors looking at $873/mo-per-month rentals.
Should investors worry about vacancy in Hubbard, TX?
Vacancy in Hubbard, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $873/mo.
Are landlord laws favorable in Hubbard, TX?
Hubbard, TX operates under TX law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.
You know 76648 now. You don’t know where it ranks.
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How 76648 ranks in Corsicana, TX
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