Real Estate Investing in Whitesboro, Texas (76273)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 76273 (Whitesboro, TX)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Whitesboro, TX (76273)?
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Market Analysis: 76273 Whitesboro
ZIP 76273 inside Grayson County looks affordable on the surface — median value of $355K — but the discount exists for reasons that a careful buyer should understand before committing.
On balance, the numbers look inviting — $355K purchase price, 0.0% nominal cap — the work to hit that pro forma in 76273 is substantial and deserves full respect.
In the broader TX picture, 76273 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
A substantial renter share of 24% in 76273 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 76273 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Whitesboro:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 76273 Compare?
| Metric | 76273 | Whitesboro | Sherman-Denison, TX | Texas |
|---|---|---|---|---|
| Home Value | $354,598 | $354,598 | N/A | $297,000 |
| 5-Year CAGR | 4.1% | 4.1% | N/A | 5.4% |
| Avg Rent | $1,675 | $1,675 | N/A | - |
| Cap Rate | 3.7% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 76273 (Whitesboro, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $354,598 |
| Monthly Rent | $1,675 |
| Price-to-Rent | 17.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 7.8% |
📈 Home Appreciation
| 1-Year | +2.4% ▲ |
| 3-Year CAGR | +1.5% ▲ |
| 5-Year CAGR | +4.1% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 76273
Population: 11,019
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 76273
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the best play in Whitesboro, TX?
Whitesboro, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($355K prices, $1,675/mo rents) make it a reasonable choice.
How viable is house hacking in Whitesboro, TX?
House hacking in Whitesboro, TX is a challenging. With home values around $355K and rents at $1,675/mo, owner-occupants can offset a meaningful share of PITI.
How quickly do rentals get leased in Whitesboro, TX?
Vacancy risk in Whitesboro, TX is elevated. That supports predictable cash flow for typical rental holds.
Is housing expensive in Whitesboro, TX?
Whitesboro, TX home values average about $355K. That price point suits investors targeting rentals with $1,675/mo in monthly income.
Should investors consider Whitesboro, TX?
The 3.0/5 investability rating in Whitesboro, TX reflects its $355K prices and $1,675/mo rents. Investors generally consider it a solid option within TX.
You know 76273 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 76273 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 76273 ranks in Sherman-Denison, TX
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