Real Estate Investing in Moscow, Texas (75960)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75960 (Moscow, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 36.8% of homes vacant — above national norms.
- 1-year downturn: Values declined 4.4% in the last year.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Moscow, TX (75960)?
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Market Analysis: 75960 Moscow
ZIP 75960 in Moscow, TX carries a sturdy set of headwinds. Home values near $158K and rents of $945/mo sit inside a market where underwriting has to be tight.
Rent of $945/mo on a $158K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 75960 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 75960 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Resident income in 75960 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategically, 75960 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Moscow:
Property Strategy for 75960
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $110,015 | $1,050 | 6.9% | +3.7% | $55,008 |
| 3BR | $239,707 | $1,260 | 3.8% | +6.2% | $79,902 |
Market Trends
Home Value History (with trend line)
📊 How Does 75960 Compare?
| Metric | 75960 | Moscow | Texas |
|---|---|---|---|
| Home Value | $157,913 | $157,913 | $297,000 |
| 5-Year CAGR | 1.8% | 1.8% | 5.4% |
| Avg Rent | $945 | $945 | - |
| Cap Rate | 4.7% | 4.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75960 (Moscow, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $157,913 |
| Monthly Rent | $945 |
| Price-to-Rent | 13.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.2% |
| Cap Rate | 4.7% |
| 5-Year IRR | 6.4% |
📈 Home Appreciation
| 1-Year | -4.4% ▼ |
| 3-Year CAGR | -0.1% ▼ |
| 5-Year CAGR | +1.8% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75960
Population: 1,041
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What is it like being a landlord in Moscow, TX?
TX ranks as a landlord-friendly state for landlord-tenant law. Moscow generally follows the statewide framework, so landlords face reasonable operating rules.
How strong is tenant demand in Moscow, TX?
Working renters make up the core of the Moscow, TX tenant base. The pool is reasonable for investors targeting long-term holds.
What is the investability score for Moscow, TX?
Moscow, TX stands at an investability rating of 3.0/5, with median home values near $158K and average rents around $945/mo. That combination puts it in the sturdy tier for investor interest.
What do landlords charge for rent in Moscow, TX?
Rent in Moscow, TX is around $945/mo. The resulting rent-to-value relationship with $158K pricing is reasonable for most investor models.
What is the typical home price in Moscow, TX?
In Moscow, TX the median home value sits at $158K. Against the broader TX market, that reads as reasonable for most investors.
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