Real Estate Investing in Onalaska, Texas (77360)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 77360 (Onalaska, TX)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 32.8% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Onalaska, TX (77360)?
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Market Analysis: 77360 Onalaska
ZIP 77360 in Onalaska, TX carries a significant set of headwinds. Home values near $174K and rents of $1,053/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 77360 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 77360's metrics run below Polk County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 77360 includes headwinds that any investor should price in. Income distribution skews lower than Onalaska averages, and tenant stability requires active management.
Strategically, 77360 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Onalaska:
Property Strategy for 77360
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $84,983 | $890 | 7.5% | +4.0% | $84,983 |
| 2BR | $140,725 | $1,170 | 6.0% | +5.1% | $70,362 |
| 3BR | $259,022 | $1,400 | 3.9% | +6.7% | $86,341 |
| 4BR | $422,611 | $1,720 | 2.9% | +6.6% | $105,653 |
Market Trends
Home Value History (with trend line)
📊 How Does 77360 Compare?
| Metric | 77360 | Onalaska | Texas |
|---|---|---|---|
| Home Value | $174,234 | $174,234 | $297,000 |
| 5-Year CAGR | 1.2% | 1.2% | 5.4% |
| Avg Rent | $1,053 | $1,053 | - |
| Cap Rate | 4.7% | 4.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 77360 (Onalaska, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $174,234 |
| Monthly Rent | $1,053 |
| Price-to-Rent | 13.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.3% |
| Cap Rate | 4.7% |
| 5-Year IRR | 5.9% |
📈 Home Appreciation
| 1-Year | -1.7% ▼ |
| 3-Year CAGR | -0.9% ▼ |
| 5-Year CAGR | +1.2% ▲ |
| 10-Year CAGR | +3.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 77360
Population: 6,130
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 77360
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the typical home price in Onalaska, TX?
Homes in Onalaska, TX typically sell near $174K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
Which real estate strategy fits Onalaska, TX?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Onalaska, TX. The numbers - $174K homes against $1,053/mo rents - support that play.
Is the tenant base reliable in Onalaska, TX?
The renter base in Onalaska, TX is reasonable for the $1,053/mo price point. Screening well and pricing to market typically yields predictable tenants.
Is rental property easy to operate in Onalaska, TX?
Landlord-friendliness in Onalaska, TX is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Is Onalaska in TX worth investing in?
Investors tracking Onalaska, TX will find a 3.0/5 rating supported by $174K median home values and $1,053/mo rents. That profile suits long-term holders targeting consistent returns.
You know 77360 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 77360 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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