Real Estate Investing in Trinity, Texas (75862)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Trinity County • Population: 10,030 • Data updated: September 2026

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Should you buy in 75862 (Trinity, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 27.0% of homes vacant — above national norms.
  • Declining values: -0.1% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 7.3% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Trinity, TX (75862)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $159,047
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $47,377
% Renters 26.1%

Market Analysis: 75862 Trinity

Not every below-median market is a bargain. Trinity's 75862 ZIP reflects signals that favor experienced operators who can absorb the risk $159K pricing implies.

The investment case in 75862 is impressive only for operators who understand what they are buying. A $159K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 75862 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

On balance, 10,030 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 75862 is an operator game, not a passive one. Put differently, entry prices of $159K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Trinity:

C Below Average
Buy Confidence Score: 57/100
Affordability
20/25
Appreciation
5/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Declining (-7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Huntsville, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Huntsville, TX metro data
🏠

Property Strategy for 75862

Which property type performs best in this market?

Best for Cash Flow
2BR
5.8% cap rate
Best for Appreciation
3BR
+6.3% 5yr CAGR
Best Overall Value
2BR
$63,196/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $126,391 $1,010 5.8% +5.8% $63,196
3BR $210,307 $1,250 4.3% +6.3% $70,102
4BR $287,841 $1,690 4.2% +6.1% $71,960

Market Trends

Home Value History (with trend line)

$192K$171K$150K$129K$108K$87KJan 2012May 2019Jul 2026

📊 How Does 75862 Compare?

Metric 75862 Trinity Huntsville, TX Texas
Home Value $159,047 $159,047 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $909 $909 N/A -
Cap Rate 4.5% 4.5% - -
💡 Why Invest in 75862? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75862 (Trinity, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
-0.1%
Declining

📉 Market Crash Risk Index

Based on Huntsville, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
75%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $159,047
Monthly Rent $909
Price-to-Rent 14.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.9%
Cap Rate 4.5%
5-Year IRR 4.4%

📈 Home Appreciation

1-Year -7.3% ▼
3-Year CAGR -3.7% ▼
5-Year CAGR -0.1% ▼
10-Year CAGR +3.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.1%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75862

Population: 10,030

💰 Median Household Income
$47,377
This area
$47,377
State
$70,593
USA
$74,580
🏠 Renter Occupied
26.1%
This area
26.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-25.4%
USA
3.7%
🎓 College Educated
14.6%
This area
14.6%
State
-5.8%
USA
33.7%
👤 Median Age
51.7 years
This area
51.7 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
27.0%
This area
27.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 77.8%
Other/Mixed 13.0%
Hispanic/Latino 9.2%
Black/African American 9.0%
Asian 0.2%
👶 Under 18
19.7%
This area
19.7%
USA
22.0%
👴 65 and Over
27.0%
This area
27.0%
USA
17.3%
📊 Poverty Rate
12.1%
This area
12.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75862

A Avg School Grade
3 Schools
12.7:1 Avg Class Size
$14,111 Avg Per Pupil

Schools in This ZIP Code

A Very Good

TRINITY H S

📚 09 – 12 High School
👥
366 Students
👨‍🏫
9.5:1 Class Size
💰
$14,111 Per Student
A Very Good

LANSBERRY EL

📚 Pre-K – 05 Elementary
👥
586 Students
👨‍🏫
14.7:1 Class Size
💰
$14,111 Per Student
B+ Above Average

TRINITY J H

📚 06 – 08 Middle
👥
268 Students
👨‍🏫
13.9:1 Class Size
💰
$14,111 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are homes affordable in Trinity, TX?

Trinity, TX home values average about $159K. That price point suits investors targeting rentals with $909/mo in monthly income.

What is the renter demographic in Trinity, TX?

Tenant quality in Trinity, TX ranks as solid. Landlords generally report measured occupancy at market rents of $909/mo.

What is the typical rental rate in Trinity, TX?

Investors in Trinity, TX typically see rents near $909/mo per month against $159K home values - a solid setup for rental cash flow.

Are landlord laws favorable in Trinity, TX?

Trinity, TX operates under TX law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

Can I live-in-and-rent in Trinity, TX?

House hacking in Trinity, TX is a challenging. With home values around $159K and rents at $909/mo, owner-occupants can offset a meaningful share of PITI.

You know 75862 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75862 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75862 ranks in Huntsville, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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