Real Estate Investing in Lovelady, Texas (75851)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75851 (Lovelady, TX)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 35.4% of homes vacant — above national norms.
- Declining values: -0.8% 5-year CAGR — values have moved lower.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lovelady, TX (75851)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 75851 Lovelady
In practical terms, ZIP 75851 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $283K median. It rewards specialists, not generalists.
Rent of $972/mo on a $283K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 75851 sits below the stated 0.0% once reality is priced in.
ZIP 75851's metrics run below Houston County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Employment concentration in 75851 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Lovelady:
Market Trends
Home Value History (with trend line)
📊 How Does 75851 Compare?
| Metric | 75851 | Lovelady | Texas |
|---|---|---|---|
| Home Value | $282,522 | $282,522 | $297,000 |
| 5-Year CAGR | N/A | N/A | 5.4% |
| Avg Rent | $972 | $972 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75851 (Lovelady, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $282,522 |
| Monthly Rent | $972 |
| Price-to-Rent | 24.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 1.9% |
📈 Home Appreciation
| 1-Year | +1.2% ▲ |
| 3-Year CAGR | -1.4% ▼ |
| 5-Year CAGR | -0.8% ▼ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75851
Population: 4,292
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 75851
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Where do home prices stand in Lovelady, TX?
Lovelady, TX home values average about $283K. That price point suits investors targeting rentals with $972/mo in monthly income.
How landlord-friendly is Lovelady, TX?
Landlord-friendliness in Lovelady, TX is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
How strong is tenant demand in Lovelady, TX?
Lovelady, TX draws a even-keeled base of working renters. Demand at the $972/mo rent level is reasonable for standard single-family and small multi rentals.
How much is rent in Lovelady, TX?
Lovelady, TX rentals go for roughly $972/mo a month. That puts gross yield in solid territory relative to $283K acquisition costs.
What is the rental occupancy rate in Lovelady, TX?
Occupancy in Lovelady, TX runs predictable with elevated vacancy. Well-priced units at $972/mo lease on reasonable timelines.
You know 75851 now. You don’t know where it ranks.
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