Real Estate Investing in Coldspring, Texas (77331)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 77331 (Coldspring, TX)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 35.5% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.8% CAGR).
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Coldspring, TX (77331)?
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Market Analysis: 77331 Coldspring
Investors eyeing 77331 need to respect the fundamentals at play. Home values of $258K come alongside slower price movement and elevated management overhead.
For an experienced owner, 77331 can be a worth a close look for hunting ground — but the discount at $258K reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Coldspring have seen price recovery that 77331 has not matched. San Jacinto County data supports the view that the spread is structural rather than temporary.
The 77331 ZIP's population of 7,348 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.
New investors are better served looking at Coldspring's stable or hybrid ZIPs before stepping into 77331. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Coldspring:
Property Strategy for 77331
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $192,500 | $1,060 | 4.0% | +8.2% | $96,250 |
| 3BR | $312,167 | $1,420 | 3.3% | +6.8% | $104,056 |
| 4BR | $496,036 | $1,780 | 2.6% | +6.4% | $124,009 |
Market Trends
Home Value History (with trend line)
📊 How Does 77331 Compare?
| Metric | 77331 | Coldspring | Texas |
|---|---|---|---|
| Home Value | $257,688 | $257,688 | $297,000 |
| 5-Year CAGR | 0.8% | 0.8% | 5.4% |
| Avg Rent | $954 | $954 | - |
| Cap Rate | 2.9% | 2.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 77331 (Coldspring, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $257,688 |
| Monthly Rent | $954 |
| Price-to-Rent | 22.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 3.6% |
📈 Home Appreciation
| 1-Year | -3.0% ▼ |
| 3-Year CAGR | -1.8% ▼ |
| 5-Year CAGR | +0.8% ▲ |
| 10-Year CAGR | +4.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 77331
Population: 7,348
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 77331
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Coldspring, TX a smart market for rental property?
With a 2.0/5 investability score, Coldspring, TX ranks as a solid market for rental property investors. Median prices of $258K and rents of $954/mo drive the underlying numbers.
How qualified is the tenant pool in Coldspring, TX?
The tenant pool in Coldspring, TX is solid, supported by local employment and population fundamentals. Rents of $954/mo are well-absorbed by the market.
Is Coldspring, TX better for rentals, flips, or BRRRR?
For Coldspring, TX, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Is Coldspring, TX suited for a house hack?
The a challenging house-hack environment in Coldspring, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What kind of vacancy should I budget for in Coldspring, TX?
Occupancy in Coldspring, TX runs reliable with elevated vacancy. Well-priced units at $954/mo lease on reasonable timelines.
You know 77331 now. You don’t know where it ranks.
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