Real Estate Investing in Chester, Texas (75936)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Tyler County • Population: 677 • Data updated: September 2026

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Should you buy in 75936 (Chester, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 28.7% of homes vacant — above national norms.
  • Higher unemployment: 7.7% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Chester, TX (75936)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $200,018
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $65,000
% Renters 12.0%

Market Analysis: 75936 Chester

Investors eyeing 75936 need to respect the fundamentals at play. Home values of $200K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 75936 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within TX, ZIP 75936 trails on several market indicators that neighboring Tyler County submarkets outperform. The gap is real and robust enough to shape underwriting.

Resident income in 75936 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 75936 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chester:

C+ Average
Buy Confidence Score: 64/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+12.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$207K$192K$176K$160K$145K$129KFeb 2019Nov 2022Jul 2026

📊 How Does 75936 Compare?

Metric 75936 Chester Texas
Home Value $200,018 $200,018 $297,000
5-Year CAGR 2.6% 2.6% 5.4%
Avg Rent $873 $873 -
Cap Rate 3.4% 3.4% -
💡 Why Invest in 75936? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75936 (Chester, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+2.6%
Slow

📊 Market Snapshot

Home Value $200,018
Monthly Rent $873
Price-to-Rent 19.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 6.0%

📈 Home Appreciation

1-Year +12.6% ▲
3-Year CAGR +4.5% ▲
5-Year CAGR +2.6% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75936

Population: 677

💰 Median Household Income
$65,000
This area
$65,000
State
$70,593
USA
$74,580
🏠 Renter Occupied
12.0%
This area
12.0%
State
29.5%
USA
34.0%
💼 Unemployment Rate
7.7%
This area
7.7%
State
-25.4%
USA
3.7%
🎓 College Educated
13.2%
This area
13.2%
State
-5.8%
USA
33.7%
👤 Median Age
48.0 years
This area
48.0 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
28.7%
This area
28.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 83.7%
Black/African American 10.8%
Other/Mixed 5.5%
Hispanic/Latino 1.5%
👶 Under 18
18.5%
This area
18.5%
USA
22.0%
👴 65 and Over
23.2%
This area
23.2%
USA
17.3%
📊 Poverty Rate
9.4%
This area
9.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75936

A Avg School Grade
2 Schools
8.8:1 Avg Class Size
$17,099 Avg Per Pupil

Schools in This ZIP Code

A Very Good

CHESTER H S

📚 06 – 12 High School
👥
116 Students
👨‍🏫
9.5:1 Class Size
💰
$17,099 Per Student
A Very Good

CHESTER EL

📚 Pre-K – 05 Elementary
👥
71 Students
👨‍🏫
8.0:1 Class Size
💰
$17,099 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Chester, TX better for rentals, flips, or BRRRR?

Chester, TX investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($200K prices, $873/mo rents) make it a reasonable choice.

Does Chester, TX favor landlords or tenants?

Chester, TX operates under TX law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

How qualified is the tenant pool in Chester, TX?

Expect a solid tenant pool in Chester, TX. The rental market absorbs $873/mo rents without meaningful friction.

Is vacancy a concern in Chester, TX?

Expect elevated vacancy in Chester, TX. Rents at $873/mo are absorbed by the tenant base without meaningful lag.

What does house hacking look like in Chester, TX?

The a challenging house-hack environment in Chester, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 75936 now. You don’t know where it ranks.

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