Real Estate Investing in Terrell, Texas (75160)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kaufman County • Population: 26,145 • Data updated: September 2026

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Should you buy in 75160 (Terrell, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Terrell, TX (75160)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $263,135
Avg Monthly Rent $1,693
1% Rule ✗ Does Not Meet
Median Income $67,102
% Renters 31.7%

Market Analysis: 75160 Terrell

ZIP 75160 in Terrell, TX carries a robust set of headwinds. Home values near $263K and rents of $1,693/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 75160 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader TX picture, 75160 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 75160 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. substantial returns are possible in 75160, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Terrell:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Stable (+0.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,693/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data
🏠

Property Strategy for 75160

Which property type performs best in this market?

Best for Cash Flow
2BR
6.0% cap rate
Best for Appreciation
2BR
+8.0% 5yr CAGR
Best Overall Value
3BR
$84,814/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $182,138 $1,520 6.0% +8.0% $91,069
3BR $254,441 $1,910 5.4% +6.9% $84,814
4BR $376,054 $2,430 4.7% +6.8% $94,014
5BR $541,081 +7.8% $108,216

Market Trends

Home Value History (with trend line)

$286K$242K$198K$155K$111K$67KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

$1,784$1,730$1,675$1,621$1,566$1,512Jul 2025Jan 2026Jul 2026

📊 How Does 75160 Compare?

Metric 75160 Terrell Dallas-Fort Worth-Arlington, TX Texas
Home Value $263,135 $311,745 N/A $297,000
5-Year CAGR 3.4% 4.0% N/A 5.4%
Avg Rent $1,693 $1,355 N/A -
Cap Rate 5.0% 3.6% - -
💡 Why Invest in 75160? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75160 (Terrell, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
+3.4%
Moderate

📊 Market Snapshot

Home Value $263,135
Monthly Rent $1,693
Price-to-Rent 13.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.7%
Cap Rate 5.0%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +0.9% ▲
3-Year CAGR +0.1% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year -0.3% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 75160

Population: 26,145

💰 Median Household Income
$67,102
This area
$67,102
State
$70,593
USA
$74,580
🏠 Renter Occupied
31.7%
This area
31.7%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-25.4%
USA
3.7%
🎓 College Educated
19.7%
This area
19.7%
State
-5.8%
USA
33.7%
👤 Median Age
36.4 years
This area
36.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
6.1%
This area
6.1%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 60.8%
Other/Mixed 20.8%
Black/African American 18.3%
Hispanic/Latino 17.5%
Asian 0.1%
👶 Under 18
26.8%
This area
26.8%
USA
22.0%
👴 65 and Over
16.2%
This area
16.2%
USA
17.3%
📊 Poverty Rate
11.3%
This area
11.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75160

B Avg School Grade
9 Schools
15.7:1 Avg Class Size
$13,487 Avg Per Pupil

Schools in This ZIP Code

B Good

DR BRUCE WOOD EL

📚 K – 05 Elementary
👥
564 Students
👨‍🏫
17.6:1 Class Size
💰
$13,487 Per Student
B Good

GILBERT WILLIE SR EL

📚 K – 05 Elementary
👥
684 Students
👨‍🏫
17.8:1 Class Size
💰
$13,487 Per Student
B Good

J W LONG EL

📚 K – 05 Elementary
👥
745 Students
👨‍🏫
17.8:1 Class Size
💰
$13,487 Per Student
B Good

GLOBAL LEADERSHIP ACADEMY

📚 K – 05 Elementary
👥
208 Students
👨‍🏫
15.3:1 Class Size
💰
$13,487 Per Student
B Good

TISD CHILD & ADOLESCENT SCHOOL

📚 07 – 12 High School
👥
27 Students
👨‍🏫
5.9:1 Class Size
💰
$13,487 Per Student
B Good

HERMAN FURLOUGH JR MIDDLE

📚 06 – 08 Middle
👥
1,154 Students
👨‍🏫
16.5:1 Class Size
💰
$13,487 Per Student
B Good

TERRELL H S

📚 09 – 12 High School
👥
1,467 Students
👨‍🏫
16.3:1 Class Size
💰
$13,487 Per Student
B Good

W H BURNETT EL

📚 Grade PK Elementary
👥
372 Students
👨‍🏫
19.4:1 Class Size
💰
$13,487 Per Student
C+ Average
👥
34 Students
👨‍🏫
14.4:1 Class Size
💰
$13,487 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Southwestern Christian College
128 students · 2.1 mi

Frequently Asked Questions

Where do rents currently stand in Terrell, TX?

Terrell, TX rentals go for roughly $1,693/mo a month. That puts gross yield in solid territory relative to $263K acquisition costs.

Is Terrell, TX better for rentals, flips, or BRRRR?

A careful cash-flow rentals with hands-on management strategy Terrell, TX best. The market produces reliable results for that approach at the $263K price point.

Is real estate in Terrell, TX a good investment right now?

Terrell, TX registers an investability rating of 3.0/5, with median home values near $263K and average rents around $1,693/mo. That combination puts it in the impressive tier for investor interest.

What is it like being a landlord in Terrell, TX?

Rental owners in Terrell, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Are there empty rentals in Terrell, TX?

Rental vacancy in Terrell, TX is elevated. Investors should budget normal turnover but not chronic empty units.

You know 75160 now. You don’t know where it ranks.

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How 75160 ranks in Dallas-Fort Worth-Arlington, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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