Real Estate Investing in Royse City, Texas (75189)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rockwall County • Population: 44,348 • Data updated: September 2026

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Should you buy in 75189 (Royse City, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (1.4% CAGR).
  • 1-year downturn: Values declined 3.2% in the last year.

What’s happening in Royse City, TX (75189)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $320,189
Avg Monthly Rent $2,123
1% Rule ✗ Does Not Meet
Median Income $114,068
% Renters 10.0%

Market Analysis: 75189 Royse City

Put differently, ZIP 75189 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $320K median. It rewards specialists, not generalists.

On the rental side, the numbers look inviting — $320K purchase price, 0.0% nominal cap — the work to hit that pro forma in 75189 is substantial and deserves full respect.

Statewide comparisons place 75189 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A impressive renter share of 10% in 75189 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Royse City:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Declining (-3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,123/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Dallas-Fort Worth-Arlington, TX Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dallas-Fort Worth-Arlington, TX metro data
🏠

Property Strategy for 75189

Which property type performs best in this market?

Best for Cash Flow
4BR
8.4% cap rate
Best for Appreciation
5BR
+5.3% 5yr CAGR
Best Overall Value
5BR
$80,019/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $214,896 $2,470 8.3% +4.8% $107,448
3BR $303,480 $3,110 7.4% +5.2% $101,160
4BR $337,219 $3,950 8.4% +4.8% $84,305
5BR $400,097 +5.3% $80,019

Market Trends

Home Value History (with trend line)

$404K$350K$295K$241K$186K$132KJun 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,221$2,137$2,054$1,970$1,886$1,802Mar 2021Nov 2023Jul 2026

📊 How Does 75189 Compare?

Metric 75189 Royse City Dallas-Fort Worth-Arlington, TX Texas
Home Value $320,189 $320,189 N/A $297,000
5-Year CAGR 1.4% 1.4% N/A 5.4%
Avg Rent $2,123 $2,123 N/A -
Cap Rate 5.2% 5.2% - -
💡 Why Invest in 75189? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75189 (Royse City, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+1.4%
Slow

📊 Market Snapshot

Home Value $320,189
Monthly Rent $2,123
Price-to-Rent 12.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year -3.2% ▼
3-Year CAGR -3.4% ▼
5-Year CAGR +1.4% ▲
10-Year CAGR +4.4% ▲

🏠 Rent Trends

1-Year -1.6% ▼
3-Year CAGR -0.3% ▼
5-Year CAGR +2.7% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.4%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75189

Population: 44,348

💰 Median Household Income
$114,068
This area
$114,068
State
$70,593
USA
$74,580
🏠 Renter Occupied
10.0%
This area
10.0%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-25.4%
USA
3.7%
🎓 College Educated
27.8%
This area
27.8%
State
-5.8%
USA
33.7%
👤 Median Age
35.4 years
This area
35.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
4.0%
This area
4.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 72.3%
Other/Mixed 16.9%
Hispanic/Latino 14.2%
Black/African American 9.0%
Asian 1.8%
👶 Under 18
26.4%
This area
26.4%
USA
22.0%
👴 65 and Over
9.0%
This area
9.0%
USA
17.3%
📊 Poverty Rate
4.2%
This area
4.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75189

B+ Avg School Grade
12 Schools
15.0:1 Avg Class Size
$18,644 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

ANITA SCOTT EL

📚 Pre-K – 05 Elementary
👥
785 Students
👨‍🏫
14.0:1 Class Size
💰
$20,346 Per Student
A+ Excellent

DAVIS EL

📚 Pre-K – 05 Elementary
👥
520 Students
👨‍🏫
13.6:1 Class Size
💰
$20,346 Per Student
A+ Excellent
👥
338 Students
👨‍🏫
13.6:1 Class Size
💰
$20,346 Per Student
A+ Excellent

HARRY HERNDON EL

📚 Pre-K – 05 Elementary
👥
530 Students
👨‍🏫
13.9:1 Class Size
💰
$20,346 Per Student
A Very Good

JOHN & BARBARA RODERICK EL

📚 Pre-K – 05 Elementary
👥
752 Students
👨‍🏫
17.5:1 Class Size
💰
$20,285 Per Student
A Very Good

W R (BILL) FORT EL

📚 Pre-K – 05 Elementary
👥
746 Students
👨‍🏫
15.1:1 Class Size
💰
$20,346 Per Student
A Very Good

RUTH CHERRY EL

📚 Pre-K – 05 Elementary
👥
846 Students
👨‍🏫
15.4:1 Class Size
💰
$20,346 Per Student
A Very Good

OUIDA BALEY MIDDLE

📚 06 – 08 Middle
👥
1,035 Students
👨‍🏫
16.0:1 Class Size
💰
$20,346 Per Student
B+ Above Average

ROYSE CITY H S

📚 09 – 12 High School
👥
2,726 Students
👨‍🏫
16.0:1 Class Size
💰
$20,346 Per Student
C+ Average

PIONEER TECHNOLOGY (PTAA) ROYSE CITY EL

📚 K – 04 Elementary Charter
👥
255 Students
👨‍🏫
15.1:1 Class Size
💰
$10,876 Per Student
C+ Average

COLLIN COUNTY JJAEP

📚 Grade 06 Middle Limited Data
👥
1 Students
💰
$20,346 Per Student
C+ Average

EDUCATION CENTER INTERNATIONAL ACADEMY 3

📚 Pre-K – 06 School Charter
👥
136 Students
👨‍🏫
15.3:1 Class Size
💰
$9,457 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
Redeemers University North America
60 students · 14.3 mi
C+
Southwestern Christian College
128 students · 14.8 mi

Frequently Asked Questions

Should investors worry about vacancy in Royse City, TX?

Vacancy in Royse City, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,123/mo.

Are renters plentiful in Royse City, TX?

Royse City, TX draws a reliable base of working renters. Demand at the $2,123/mo rent level is reasonable for standard single-family and small multi rentals.

What are rental rates like in Royse City, TX?

Average rent in Royse City, TX is approximately $2,123/mo per month. Against $320K home values that yields a reasonable rent-to-price ratio.

What does house hacking look like in Royse City, TX?

The a challenging house-hack environment in Royse City, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Does Royse City, TX make sense for an investment property?

The 3.0/5 investability rating in Royse City, TX reflects its $320K prices and $2,123/mo rents. Investors generally consider it a solid option within TX.

You know 75189 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75189 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75189 ranks in Dallas-Fort Worth-Arlington, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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