Real Estate Investing in Terrell, Texas (75161)
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Should you buy in 75161 (Terrell, TX)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 29.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Terrell, TX (75161)?
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Market Analysis: 75161 Terrell
ZIP 75161 inside Kaufman County looks affordable on the surface — median value of $360K — but the discount exists for reasons that a careful buyer should understand before committing.
For an experienced owner, 75161 can be a an appealing option for hunting ground — but the discount at $360K reflects genuine risk that outside investors often underestimate.
ZIP 75161's metrics run below Kaufman County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 75161 includes headwinds that any investor should price in. Income distribution skews lower than Terrell averages, and tenant stability requires active management.
The 75161 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Terrell:
Property Strategy for 75161
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $369,262 | $1,420 | 2.8% | +8.7% | $123,087 |
| 4BR | $446,792 | $1,810 | 2.9% | +8.2% | $111,698 |
Market Trends
Home Value History (with trend line)
📊 How Does 75161 Compare?
| Metric | 75161 | Terrell | Dallas-Fort Worth-Arlington, TX | Texas |
|---|---|---|---|---|
| Home Value | $360,356 | $311,745 | N/A | $297,000 |
| 5-Year CAGR | 4.6% | 4.0% | N/A | 5.4% |
| Avg Rent | $1,017 | $1,355 | N/A | - |
| Cap Rate | 2.2% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75161 (Terrell, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $360,356 |
| Monthly Rent | $1,017 |
| Price-to-Rent | 29.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | +3.8% ▲ |
| 3-Year CAGR | +2.4% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75161
Population: 6,910
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does a duplex house hack pencil in Terrell, TX?
House hacking in Terrell, TX is reasonable to execute. Prices around $360K and rents of $1,017/mo solid owner-occupant economics.
What is the typical rental rate in Terrell, TX?
Expect rents around $1,017/mo per month in Terrell, TX. With home values at $360K, the yield math works out to reasonable levels for rental investors.
How strong is the working-renter base in Terrell, TX?
Terrell, TX offers a measured renter base at the $1,017/mo rent level. Tenant turnover is reasonable for well-managed properties.
How should investors approach Terrell, TX?
Investors usually favor careful cash-flow rentals with hands-on management in Terrell, TX. With home values at $360K and rents near $1,017/mo, other strategies can work but produce even-keeled rather than outsized returns.
What is the typical home price in Terrell, TX?
Median home price in Terrell, TX is near $360K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.
You know 75161 now. You don’t know where it ranks.
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How 75161 ranks in Dallas-Fort Worth-Arlington, TX
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