Real Estate Investing in Malakoff, Texas (75148)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Henderson County • Population: 5,944 • Data updated: September 2026

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Should you buy in 75148 (Malakoff, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (32/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 28.3% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.6% CAGR).
  • 1-year downturn: Values declined 5.2% in the last year.
  • High price-to-rent: Price-to-rent ratio 26.6 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Malakoff, TX (75148)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $278,114
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $57,917
% Renters 26.4%

Market Analysis: 75148 Malakoff

The 75148 ZIP in Malakoff, TX is a local-operator market. Outside capital chasing a $278K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 75148 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 75148 sits on the difficult end of the TX spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

The demographic picture in 75148 includes headwinds that any investor should price in. Income distribution skews lower than Malakoff averages, and tenant stability requires active management.

The 75148 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Malakoff:

C Below Average
Buy Confidence Score: 50/100
Affordability
10/25
Appreciation
10/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Declining (-5.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Athens, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Athens, TX metro data
🏠

Property Strategy for 75148

Which property type performs best in this market?

Best for Cash Flow
2BR
3.5% cap rate
Best for Appreciation
4BR
+9.0% 5yr CAGR
Best Overall Value
3BR
$97,326/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $201,701 $970 3.5% +7.7% $100,851
3BR $291,977 $1,280 3.2% +7.5% $97,326
4BR $669,813 $1,440 1.5% +9.0% $167,453

Market Trends

Home Value History (with trend line)

$328K$286K$243K$200K$157K$115KJan 2009Oct 2017Jul 2026

📊 How Does 75148 Compare?

Metric 75148 Malakoff Athens, TX Texas
Home Value $278,114 $278,114 N/A $297,000
5-Year CAGR 0.6% 0.6% N/A 5.4%
Avg Rent $873 $873 N/A -
Cap Rate 2.5% 2.5% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 75148 (Malakoff, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.5%
Low
5yr Growth
+0.6%
Slow

📉 Market Crash Risk Index

Based on Athens, TX metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $278,114
Monthly Rent $873
Price-to-Rent 26.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 3.0%

📈 Home Appreciation

1-Year -5.2% ▼
3-Year CAGR -2.2% ▼
5-Year CAGR +0.6% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.6%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 75148

Population: 5,944

💰 Median Household Income
$57,917
This area
$57,917
State
$70,593
USA
$74,580
🏠 Renter Occupied
26.4%
This area
26.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-25.4%
USA
3.7%
🎓 College Educated
20.3%
This area
20.3%
State
-5.8%
USA
33.7%
👤 Median Age
47.1 years
This area
47.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
28.3%
This area
28.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 79.1%
Other/Mixed 11.7%
Black/African American 9.1%
Hispanic/Latino 7.3%
Asian 0.1%
👶 Under 18
19.7%
This area
19.7%
USA
22.0%
👴 65 and Over
26.7%
This area
26.7%
USA
17.3%
📊 Poverty Rate
13.4%
This area
13.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 75148

B+ Avg School Grade
8 Schools
11.9:1 Avg Class Size
$18,373 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

MALAKOFF H S

📚 09 – 12 High School
👥
402 Students
👨‍🏫
10.7:1 Class Size
💰
$18,930 Per Student
A+ Excellent

MALAKOFF EL

📚 Pre-K – 05 Elementary
👥
462 Students
👨‍🏫
14.2:1 Class Size
💰
$18,930 Per Student
A+ Excellent

MALAKOFF MIDDLE

📚 06 – 08 Middle
👥
331 Students
👨‍🏫
14.9:1 Class Size
💰
$18,930 Per Student
A Very Good

CROSS ROADS H S

📚 09 – 12 High School
👥
194 Students
👨‍🏫
9.7:1 Class Size
💰
$17,444 Per Student
A Very Good

CROSS ROADS EL

📚 Pre-K – 05 Elementary
👥
277 Students
👨‍🏫
14.4:1 Class Size
💰
$17,444 Per Student
A Very Good

CROSS ROADS J H

📚 06 – 08 Middle
👥
91 Students
👨‍🏫
7.6:1 Class Size
💰
$17,444 Per Student
C+ Average

GATEWAY

📚 09 – 12 High School Limited Data
💰
$18,930 Per Student
C+ Average

MALAKOFF ALTERNATIVE PROGRAM (MAP)

📚 02 – 12 High School Limited Data
💰
$18,930 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,611 Off-Campus Students
C+
Trinity Valley Community College
5,300 students · 10.2 mi

Investor Insight: With 1,611 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What strategy should investors use in Malakoff, TX?

Investors usually favor careful cash-flow rentals with hands-on management in Malakoff, TX. With home values at $278K and rents near $873/mo, other strategies can work but produce stable rather than outsized returns.

What kind of vacancy should I budget for in Malakoff, TX?

Malakoff, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How expensive is real estate in Malakoff, TX?

Median home price in Malakoff, TX is near $278K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

Is Malakoff, TX good for house hacking?

House hacking in Malakoff, TX is a challenging. With home values around $278K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.

Is it easy to find good tenants in Malakoff, TX?

Tenant demand in Malakoff, TX is solid. The local workforce $873/mo rents across most rental classes.

You know 75148 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 75148 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 75148 ranks in Athens, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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