Real Estate Investing in Montalba, Texas (75853)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 75853 (Montalba, TX)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 35.7% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 31.8 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Montalba, TX (75853)?
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Market Analysis: 75853 Montalba
ZIP 75853 in Montalba, TX carries a substantial set of headwinds. Home values near $378K and rents of $990/mo sit inside a market where underwriting has to be tight.
Turning to rents, the numbers look inviting — $378K purchase price, 0.0% nominal cap — the work to hit that pro forma in 75853 is substantial and deserves full respect.
In the broader TX picture, 75853 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 75853 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 75853 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Montalba:
Market Trends
Home Value History (with trend line)
📊 How Does 75853 Compare?
| Metric | 75853 | Montalba | Palestine, TX | Texas |
|---|---|---|---|---|
| Home Value | $377,632 | $377,632 | N/A | $297,000 |
| 5-Year CAGR | N/A | N/A | N/A | 5.4% |
| Avg Rent | $990 | $990 | N/A | - |
| Cap Rate | 2.0% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 75853 (Montalba, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $377,632 |
| Monthly Rent | $990 |
| Price-to-Rent | 31.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.2% |
| Cap Rate | 2.0% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +6.8% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 75853
Population: 1,008
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How tight is the rental market in Montalba, TX?
Vacancy in Montalba, TX is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $990/mo.
What is it like being a landlord in Montalba, TX?
The landlord environment in Montalba, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
How much should I expect to pay for a home in Montalba, TX?
Montalba, TX home values average about $378K. That price point suits investors targeting rentals with $990/mo in monthly income.
How much is rent in Montalba, TX?
Average rent in Montalba, TX is approximately $990/mo per month. Against $378K home values that yields a reasonable rent-to-price ratio.
Is Montalba, TX good for house hacking?
Montalba, TX is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $378K price point reasonable to enter.
You know 75853 now. You don’t know where it ranks.
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How 75853 ranks in Palestine, TX
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