Real Estate Investing in Inola, Oklahoma (74036)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rogers County • Population: 7,456 • Data updated: September 2026

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Should you buy in 74036 (Inola, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.3% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Inola, OK (74036)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $265,795
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $74,467
% Renters 17.3%

Market Analysis: 74036 Inola

This part of Rogers County is not an easy win. The 74036 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 74036 can be a a strong candidate for hunting ground — but the discount at $266K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 74036 among OK's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 74036 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Inola's stable or hybrid ZIPs before stepping into 74036. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Inola:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+3.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tulsa, OK Metro Area
More inventory, negotiating room for buyers
53 days
Average time to sell
Average
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tulsa, OK metro data
🏠

Property Strategy for 74036

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
3BR
+7.8% 5yr CAGR
Best Overall Value
3BR
$83,495/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $174,865 $1,090 4.5% +6.8% $87,432
3BR $250,486 $1,440 4.1% +7.8% $83,495
4BR $368,231 $1,660 3.2% +7.7% $92,058

Market Trends

Home Value History (with trend line)

$280K$247K$214K$181K$149K$116KApr 2006Jun 2016Jul 2026

📊 How Does 74036 Compare?

Metric 74036 Inola Tulsa, OK Oklahoma
Home Value $265,795 $265,795 N/A $214,563
5-Year CAGR 5.2% 5.2% N/A 6.9%
Avg Rent $981 $981 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 74036? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 74036 (Inola, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.2%
Moderate

📉 Market Crash Risk Index

Based on Tulsa, OK metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $265,795
Monthly Rent $981
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +3.3% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 74036

Population: 7,456

💰 Median Household Income
$74,467
This area
$74,467
State
$58,994
USA
$74,580
🏠 Renter Occupied
17.3%
This area
17.3%
State
25.6%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-1.8%
USA
3.7%
🎓 College Educated
20.7%
This area
20.7%
State
14.2%
USA
33.7%
👤 Median Age
36.3 years
This area
36.3 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
9.3%
This area
9.3%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 78.5%
Other/Mixed 19.8%
Hispanic/Latino 2.5%
Asian 0.9%
Black/African American 0.7%
👶 Under 18
24.9%
This area
24.9%
USA
22.0%
👴 65 and Over
16.3%
This area
16.3%
USA
17.3%
📊 Poverty Rate
7.5%
This area
7.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 74036

B Avg School Grade
3 Schools
16.1:1 Avg Class Size
$10,070 Avg Per Pupil

Schools in This ZIP Code

B Good

INOLA MS

📚 05 – 08 School
👥
379 Students
👨‍🏫
14.5:1 Class Size
💰
$10,070 Per Student
B Good

INOLA ES

📚 Pre-K – 04 Elementary
👥
558 Students
👨‍🏫
16.4:1 Class Size
💰
$10,070 Per Student
B Good

INOLA HS

📚 09 – 12 High School
👥
442 Students
👨‍🏫
17.4:1 Class Size
💰
$10,070 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,436 Off-Campus Students
C
Rogers State University
3,206 students · 13.5 mi
C+
Northeast Technology Center
1,340 students · 14.5 mi

Investor Insight: With 1,436 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Should investors worry about vacancy in Inola, OK?

Vacancy in Inola, OK is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $981/mo.

What is the typical rental rate in Inola, OK?

Investors in Inola, OK typically see rents near $981/mo per month against $266K home values - a solid setup for rental cash flow.

Are tenants stable in Inola, OK?

Inola, OK draws a stable base of working renters. Demand at the $981/mo rent level is reasonable for standard single-family and small multi rentals.

What is the smart move for investors in Inola, OK?

Most investors in Inola, OK run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is Inola, OK a good place for real estate investing?

Yes - Inola, OK a 3.0/5 investability score. With $266K home prices against $981/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 74036 now. You don’t know where it ranks.

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How 74036 ranks in Tulsa, OK

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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