Real Estate Investing in Paoli, Oklahoma (73074)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Garvin County • Population: 1,147 • Data updated: September 2026

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Should you buy in 73074 (Paoli, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Paoli, OK (73074)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $149,241
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $60,000
% Renters 30.0%

Market Analysis: 73074 Paoli

The 73074 ZIP in Paoli, OK is a local-operator market. Outside capital chasing a $149K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $149K asset, 73074 is the wrong submarket. If the plan prices in friction, the yield can still work.

Stepping back, 73074 offers a low basis, the region around Paoli has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 73074 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 73074 is an operator game, not a passive one. Looking more closely, entry prices of $149K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Paoli:

B+ Great
Buy Confidence Score: 79/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+7.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
❄️
COOL MARKET
Oklahoma City, OK Metro Area
More inventory, negotiating room for buyers
64 days
Average time to sell
Slow
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Oklahoma City, OK metro data
🏠

Property Strategy for 73074

Which property type performs best in this market?

Best for Cash Flow
2BR
9.7% cap rate
Best for Appreciation
3BR
+10.1% 5yr CAGR
Best Overall Value
2BR
$35,751/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $71,503 $960 9.7% +9.3% $35,751
3BR $164,801 $1,280 5.6% +10.1% $54,934

Market Trends

Home Value History (with trend line)

$156K$139K$121K$104K$87K$69KJul 2006Jul 2016Jul 2026

📊 How Does 73074 Compare?

Metric 73074 Paoli Oklahoma City, OK Oklahoma
Home Value $149,241 $149,241 N/A $214,563
5-Year CAGR 6.3% 6.3% N/A 6.9%
Avg Rent $864 $864 N/A -
Cap Rate 4.5% 4.5% - -
💡 Why Invest in 73074? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 73074 (Paoli, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+6.3%
Strong

📉 Market Crash Risk Index

Based on Oklahoma City, OK metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
2/2
64 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $149,241
Monthly Rent $864
Price-to-Rent 14.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.5%
5-Year IRR 10.8%

📈 Home Appreciation

1-Year +7.2% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.3%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 73074

Population: 1,147

💰 Median Household Income
$60,000
This area
$60,000
State
$58,994
USA
$74,580
🏠 Renter Occupied
30.0%
This area
30.0%
State
25.6%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-1.8%
USA
3.7%
🎓 College Educated
19.0%
This area
19.0%
State
14.2%
USA
33.7%
👤 Median Age
41.6 years
This area
41.6 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
15.8%
This area
15.8%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 75.2%
Other/Mixed 23.0%
Hispanic/Latino 3.9%
Asian 1.8%
Black/African American 0.1%
👶 Under 18
28.9%
This area
28.9%
USA
22.0%
👴 65 and Over
14.6%
This area
14.6%
USA
17.3%
📊 Poverty Rate
10.8%
This area
10.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 73074

B+ Avg School Grade
2 Schools
10.1:1 Avg Class Size
$16,767 Avg Per Pupil

Schools in This ZIP Code

A Very Good

PAOLI ES

📚 Pre-K – 08 School
👥
108 Students
👨‍🏫
9.3:1 Class Size
💰
$16,767 Per Student
B+ Above Average

PAOLI HS

📚 09 – 12 High School
👥
73 Students
👨‍🏫
10.9:1 Class Size
💰
$16,767 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
B+
Mid-America Technology Center
1,024 students · 7.3 mi

Frequently Asked Questions

How expensive is real estate in Paoli, OK?

Median home price in Paoli, OK is near $149K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

How much is rent in Paoli, OK?

Paoli, OK rentals go for roughly $864/mo a month. That puts gross yield in solid territory relative to $149K acquisition costs.

How strong is the working-renter base in Paoli, OK?

Tenant demand in Paoli, OK is solid. The local workforce $864/mo rents across most rental classes.

What real estate strategy is ideal for Paoli, OK?

Paoli, OK investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($149K prices, $864/mo rents) make it a reasonable choice.

Are landlord laws favorable in Paoli, OK?

Rental owners in Paoli, OK deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

You know 73074 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 73074 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 73074 ranks in Oklahoma City, OK

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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