Real Estate Investing in Pauls Valley, Oklahoma (73075)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Garvin County • Population: 9,478 • Data updated: September 2026

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Should you buy in 73075 (Pauls Valley, OK)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pauls Valley, OK (73075)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $151,967
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $49,175
% Renters 37.2%

Market Analysis: 73075 Pauls Valley

This part of Garvin County is not an easy win. The 73075 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $152K asset, 73075 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 73075 sits on the difficult end of the OK spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 73075 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 73075 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pauls Valley:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+6.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 73075

Which property type performs best in this market?

Best for Cash Flow
2BR
8.6% cap rate
Best for Appreciation
3BR
+9.2% 5yr CAGR
Best Overall Value
2BR
$39,257/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $78,513 $940 8.6% +8.9% $39,257
3BR $182,254 $1,250 4.9% +9.2% $60,751
4BR $328,834 $1,530 3.4% +7.3% $82,208

Market Trends

Home Value History (with trend line)

$162K$142K$122K$102K$82K$62KMar 2006May 2016Jul 2026

📊 How Does 73075 Compare?

Metric 73075 Pauls Valley Oklahoma
Home Value $151,967 $151,967 $214,563
5-Year CAGR 6.6% 6.6% 6.9%
Avg Rent $846 $846 -
Cap Rate 4.3% 4.3% -
💡 Why Invest in 73075? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 73075 (Pauls Valley, OK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $151,967
Monthly Rent $846
Price-to-Rent 15.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.3%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +6.2% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 73075

Population: 9,478

💰 Median Household Income
$49,175
This area
$49,175
State
$58,994
USA
$74,580
🏠 Renter Occupied
37.2%
This area
37.2%
State
25.6%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-1.8%
USA
3.7%
🎓 College Educated
15.5%
This area
15.5%
State
14.2%
USA
33.7%
👤 Median Age
40.3 years
This area
40.3 years
State
30.2 years
USA
38.9 years
🏚️ Vacancy Rate
18.7%
This area
18.7%
State
20.2%
USA
10.5%
👥 Population by Ethnicity
White 78.9%
Other/Mixed 17.1%
Hispanic/Latino 5.0%
Black/African American 3.3%
Asian 0.6%
👶 Under 18
21.9%
This area
21.9%
USA
22.0%
👴 65 and Over
18.3%
This area
18.3%
USA
17.3%
📊 Poverty Rate
11.5%
This area
11.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 73075

B+ Avg School Grade
5 Schools
13.9:1 Avg Class Size
$12,039 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Pauls Valley Elementary School

📚 Pre-K – 03 Elementary
👥
457 Students
👨‍🏫
13.2:1 Class Size
💰
$12,347 Per Student
B+ Above Average

WHITEBEAD PUBLIC SCHOOL

📚 Pre-K – 08 School
👥
311 Students
👨‍🏫
11.6:1 Class Size
💰
$10,808 Per Student
B+ Above Average

Pauls Valley Intermediate School

📚 04 – 06 School
👥
291 Students
👨‍🏫
14.4:1 Class Size
💰
$12,347 Per Student
B Good

PAULS VALLEY HS

📚 10 – 12 High School
👥
334 Students
👨‍🏫
15.3:1 Class Size
💰
$12,347 Per Student
B Good

PAULS VALLEY JHS

📚 07 – 09 High School
👥
341 Students
👨‍🏫
15.2:1 Class Size
💰
$12,347 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
B+
Mid-America Technology Center
1,024 students · 13.3 mi

Frequently Asked Questions

What are rental rates like in Pauls Valley, OK?

Rents in Pauls Valley, OK run near $846/mo. Compared with median home prices of $152K that produces solid gross yields for typical rentals.

What is the smart move for investors in Pauls Valley, OK?

A careful cash-flow rentals with hands-on management strategy Pauls Valley, OK best. The market produces predictable results for that approach at the $152K price point.

How strong is Pauls Valley, OK for real estate investors?

Our data puts Pauls Valley, OK at 3.0/5 for investability. Home prices of $152K and rents around $846/mo create a solid backdrop for investor activity.

Can I live-in-and-rent in Pauls Valley, OK?

Pauls Valley, OK offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $846/mo rent level.

How qualified is the tenant pool in Pauls Valley, OK?

Pauls Valley, OK draws a steady base of working renters. Demand at the $846/mo rent level is reasonable for standard single-family and small multi rentals.

You know 73075 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 73075 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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