Real Estate Investing in McRae, Arkansas (72102)
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Should you buy in 72102 (McRae, AR)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.6% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in McRae, AR (72102)?
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Market Analysis: 72102 McRae
Put differently, ZIP 72102 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $185K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 72102 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 72102 and stronger McRae ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 72102 ZIP's population of 2,508 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in McRae:
Market Trends
Home Value History (with trend line)
📊 How Does 72102 Compare?
| Metric | 72102 | McRae | Searcy, AR | Arkansas |
|---|---|---|---|---|
| Home Value | $185,294 | $185,294 | N/A | $216,341 |
| 5-Year CAGR | 5.6% | 5.6% | N/A | 5.7% |
| Avg Rent | $792 | $792 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 72102 (McRae, AR). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $185,294 |
| Monthly Rent | $792 |
| Price-to-Rent | 19.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +8.5% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +5.6% ▲ |
| 10-Year CAGR | +5.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 72102
Population: 2,508
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does McRae, AR favor landlords or tenants?
Rental owners in McRae, AR deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
What is the tenant pool like in McRae, AR?
The tenant pool in McRae, AR is solid, supported by local employment and population fundamentals. Rents of $792/mo are well-absorbed by the market.
What price range are homes in McRae, AR?
The median home value in McRae, AR is roughly $185K. That puts it reasonable relative to the AR statewide average.
How viable is house hacking in McRae, AR?
The house hack math a challenging in McRae, AR. Owner-occupant buyers benefit from the $792/mo rents and $185K home values.
How strong is McRae, AR for real estate investors?
McRae, AR rates 3.0/5 for investability. With median values at $185K and rents near $792/mo, the market offers reasonable fundamentals for rental investors.
You know 72102 now. You don’t know where it ranks.
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How 72102 ranks in Searcy, AR
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