Real Estate Investing in Stuttgart, Arkansas (72160)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Arkansas County • Population: 8,895 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 72160 (Stuttgart, AR)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 24.5% of homes vacant — above national norms.
  • Declining values: -0.4% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stuttgart, AR (72160)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $121,905
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $58,865
% Renters 43.1%

Market Analysis: 72160 Stuttgart

Not every below-median market is a bargain. Stuttgart's 72160 ZIP posts signals that favor experienced operators who can absorb the risk $122K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 72160 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 72160 and stronger Stuttgart ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 72160 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 72160 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stuttgart:

C+ Average
Buy Confidence Score: 60/100
Affordability
25/25
Appreciation
5/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Stable (+0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Pine Bluff, AR Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pine Bluff, AR metro data

Market Trends

Home Value History (with trend line)

$135K$127K$119K$112K$104K$96KJul 2006Jul 2016Jul 2026

📊 How Does 72160 Compare?

Metric 72160 Stuttgart Pine Bluff, AR Arkansas
Home Value $121,905 $121,905 N/A $216,341
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $837 $837 N/A -
Cap Rate 5.4% 5.4% - -
💡 Why Invest in 72160? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 43% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 72160 (Stuttgart, AR). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 72160 (Stuttgart, AR)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.4%
Fair
5yr Growth
-0.4%
Declining

📉 Market Crash Risk Index

Based on Pine Bluff, AR metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $121,905
Monthly Rent $837
Price-to-Rent 12.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.2%
Cap Rate 5.4%
5-Year IRR 5.0%

📈 Home Appreciation

1-Year +0.3% ▲
3-Year CAGR -0.5% ▼
5-Year CAGR -0.4% ▼
10-Year CAGR +1.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.4%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 72160

Population: 8,895

💰 Median Household Income
$58,865
This area
$58,865
State
$52,981
USA
$74,580
🏠 Renter Occupied
43.1%
This area
43.1%
State
24.2%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
-21.7%
USA
3.7%
🎓 College Educated
17.1%
This area
17.1%
State
-9.2%
USA
33.7%
👤 Median Age
38.2 years
This area
38.2 years
State
3.7 years
USA
38.9 years
🏚️ Vacancy Rate
24.5%
This area
24.5%
State
22.6%
USA
10.5%
👥 Population by Ethnicity
White 57.9%
Black/African American 38.0%
Other/Mixed 4.0%
Hispanic/Latino 1.8%
Asian 0.1%
👶 Under 18
24.4%
This area
24.4%
USA
22.0%
👴 65 and Over
18.8%
This area
18.8%
USA
17.3%
📊 Poverty Rate
12.5%
This area
12.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 72160

B Avg School Grade
5 Schools
12.7:1 Avg Class Size
$12,989 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

MEEKINS MIDDLE SCHOOL

📚 05 – 06 School
👥
212 Students
👨‍🏫
11.8:1 Class Size
💰
$12,989 Per Student
B+ Above Average

STUTTGART JUNIOR HIGH SCHOOL

📚 07 – 08 Middle
👥
247 Students
👨‍🏫
11.5:1 Class Size
💰
$12,989 Per Student
B+ Above Average

PARK AVENUE ELEMENTARY SCHOOL

📚 K – 04 Elementary
👥
584 Students
👨‍🏫
14.6:1 Class Size
💰
$12,989 Per Student
B+ Above Average

STUTTGART HIGH SCHOOL

📚 09 – 12 High School
👥
501 Students
👨‍🏫
12.8:1 Class Size
💰
$12,989 Per Student
C Below Average

PHILLIPS COMMUNITY CAREER AND TECHNICAL CENTER

📚 09 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What kind of tenants rent in Stuttgart, AR?

The renter base in Stuttgart, AR is reasonable for the $837/mo price point. Screening well and pricing to market typically yields steady tenants.

What type of investing works in Stuttgart, AR?

Most investors in Stuttgart, AR run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What is the median home value in Stuttgart, AR?

Stuttgart, AR home values average about $122K. That price point suits investors targeting rentals with $837/mo in monthly income.

What does house hacking look like in Stuttgart, AR?

House hacking in Stuttgart, AR is reasonable to execute. Prices around $122K and rents of $837/mo solid owner-occupant economics.

How high is vacancy risk in Stuttgart, AR?

Stuttgart, AR sees elevated vacancy, which is reasonable relative to the broader AR rental market.

You know 72160 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 72160 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 72160 ranks in Pine Bluff, AR

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 72160 (Stuttgart)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 72160 (Stuttgart, AR).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.