Real Estate Investing in Holstein, Nebraska (68950)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Adams County • Population: 269 • Data updated: September 2026

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Should you buy in 68950 (Holstein, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Holstein, NE (68950)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $232,545
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $67,396
% Renters 12.1%

Market Analysis: 68950 Holstein

The 68950 ZIP covers a section of Holstein that demands careful diligence. Prices near $233K look accessible, but the work to make a deal cash flow is real.

Rent of $864/mo on a $233K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 68950 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 68950 among NE's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 68950 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. significant returns are possible in 68950, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Holstein:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+14.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Hastings, NE Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Hastings, NE metro data

Market Trends

Home Value History (with trend line)

$248K$228K$208K$188K$168K$148KFeb 2020May 2023Jul 2026

📊 How Does 68950 Compare?

Metric 68950 Holstein Hastings, NE Nebraska
Home Value $232,545 $232,545 N/A $269,423
5-Year CAGR 4.6% 4.6% N/A 6.7%
Avg Rent $864 $864 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 68950? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68950 (Holstein, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+4.6%
Moderate

📉 Market Crash Risk Index

Based on Hastings, NE metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $232,545
Monthly Rent $864
Price-to-Rent 22.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +14.0% ▲
3-Year CAGR +6.3% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 68950

Population: 269

💰 Median Household Income
$67,396
This area
$67,396
State
$70,851
USA
$74,580
🏠 Renter Occupied
12.1%
This area
12.1%
State
22.7%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-5.2%
USA
3.7%
🎓 College Educated
5.9%
This area
5.9%
State
15.7%
USA
33.7%
👤 Median Age
55.0 years
This area
55.0 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
3.4%
This area
3.4%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 95.5%
Other/Mixed 4.5%
Hispanic/Latino 2.1%
👶 Under 18
11.4%
This area
11.4%
USA
22.0%
👴 65 and Over
22.5%
This area
22.5%
USA
17.3%
📊 Poverty Rate
2.3%
This area
2.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is house hacking profitable in Holstein, NE?

House hacking in Holstein, NE is reasonable to execute. Prices around $233K and rents of $864/mo solid owner-occupant economics.

What kind of vacancy should I budget for in Holstein, NE?

Occupancy in Holstein, NE runs consistent with elevated vacancy. Well-priced units at $864/mo lease on reasonable timelines.

Does Holstein, NE favor landlords or tenants?

Rental owners in Holstein, NE deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What monthly rent should investors expect in Holstein, NE?

Rental rates in Holstein, NE average $864/mo. Tenant demand and $233K home values make the yield look reasonable by investor standards.

How strong is the working-renter base in Holstein, NE?

The renter base in Holstein, NE is reasonable for the $864/mo price point. Screening well and pricing to market typically yields stable tenants.

You know 68950 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68950 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 68950 ranks in Hastings, NE

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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