Real Estate Investing in Archer, Nebraska (68816)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Merrick County • Population: 149 • Data updated: September 2026

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Should you buy in 68816 (Archer, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 25.6 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Archer, NE (68816)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $311,834
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $56,985
% Renters 21.6%

Market Analysis: 68816 Archer

Investors eyeing 68816 need to respect the fundamentals at play. Home values of $312K come alongside slower price movement and elevated management overhead.

Looking more closely, the numbers look inviting — $312K purchase price, 0.0% nominal cap — the work to hit that pro forma in 68816 is substantial and deserves full respect.

Nearby ZIPs in Archer have seen price recovery that 68816 has not matched. Merrick County data supports the view that the spread is structural rather than temporary.

Who lives in 68816 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 68816 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Archer:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Stable (+2.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Grand Island, NE Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Grand Island, NE metro data

Market Trends

Home Value History (with trend line)

$323K$302K$282K$262K$242K$221KFeb 2021Aug 2023Feb 2026

📊 How Does 68816 Compare?

Metric 68816 Archer Grand Island, NE Nebraska
Home Value $311,834 $311,834 N/A $269,423
5-Year CAGR 5.6% 5.6% N/A 6.7%
Avg Rent $1,017 $1,017 N/A -
Cap Rate 2.5% 2.5% - -
💡 Why Invest in 68816? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68816 (Archer, NE). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+5.6%
Moderate

📉 Market Crash Risk Index

Based on Grand Island, NE metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $311,834
Monthly Rent $1,017
Price-to-Rent 25.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +2.0% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +5.6% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 68816

Population: 149

💰 Median Household Income
$56,985
This area
$56,985
State
$70,851
USA
$74,580
🏠 Renter Occupied
21.6%
This area
21.6%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-5.2%
USA
3.7%
🎓 College Educated
20.0%
This area
20.0%
State
15.7%
USA
33.7%
👤 Median Age
40.7 years
This area
40.7 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
33.3%
This area
33.3%
USA
22.0%
👴 65 and Over
18.3%
This area
18.3%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How deep is the rental pool in Archer, NE?

Archer, NE draws a predictable base of working renters. Demand at the $1,017/mo rent level is reasonable for standard single-family and small multi rentals.

What is the investability score for Archer, NE?

With a 3.0/5 investability score, Archer, NE ranks as a solid market for rental property investors. Median prices of $312K and rents of $1,017/mo drive the underlying numbers.

How much should I expect to pay for a home in Archer, NE?

Archer, NE median home values land near $312K. That is reasonable territory for investors looking at $1,017/mo-per-month rentals.

What is the average monthly rent in Archer, NE?

The typical rental in Archer, NE commands about $1,017/mo monthly. That rent profile consistent cash flow against the $312K purchase basis.

Is rental property easy to operate in Archer, NE?

NE law landlord-friendly for landlords, and Archer inherits those rules. Investors should still review local ordinances for rental licensing.

You know 68816 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68816 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 68816 ranks in Grand Island, NE

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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