Real Estate Investing in Brock, Nebraska (68320)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Nemaha County • Population: 340 • Data updated: September 2026

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Should you buy in 68320 (Brock, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (37/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.3% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Brock, NE (68320)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $226,960
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $49,485
% Renters 39.4%

Market Analysis: 68320 Brock

Not every below-median market is a bargain. Brock's 68320 ZIP reports signals that favor experienced operators who can absorb the risk $227K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 68320 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 68320 and stronger Brock ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 68320 includes headwinds that any investor should price in. Income distribution skews lower than Brock averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 68320 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Brock:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+12.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$234K$222K$211K$199K$188K$176KDec 2023Apr 2025Jul 2026

📊 How Does 68320 Compare?

Metric 68320 Brock Nebraska
Home Value $226,960 $226,960 $269,423
5-Year CAGR N/A N/A 6.7%
Avg Rent $864 $864 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 68320? Click to expand

A healthy rental market with 39% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68320 (Brock, NE). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.0%
Low

📊 Market Snapshot

Home Value $226,960
Monthly Rent $864
Price-to-Rent 21.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 15.5%

📈 Home Appreciation

1-Year +12.5% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 68320

Population: 340

💰 Median Household Income
$49,485
This area
$49,485
State
$70,851
USA
$74,580
🏠 Renter Occupied
39.4%
This area
39.4%
State
22.7%
USA
34.0%
💼 Unemployment Rate
4.6%
This area
4.6%
State
-5.2%
USA
3.7%
🎓 College Educated
23.0%
This area
23.0%
State
15.7%
USA
33.7%
👤 Median Age
47.3 years
This area
47.3 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
11.3%
This area
11.3%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 98.6%
Other/Mixed 1.4%
Hispanic/Latino 0.6%
👶 Under 18
27.2%
This area
27.2%
USA
22.0%
👴 65 and Over
16.2%
This area
16.2%
USA
17.3%
📊 Poverty Rate
1.5%
This area
1.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 60 Off-Campus Students
C
Peru State College
1,638 students · 11.6 mi

Frequently Asked Questions

How strong are rents in Brock, NE?

Expect rents around $864/mo per month in Brock, NE. With home values at $227K, the yield math works out to reasonable levels for rental investors.

What kind of tenants rent in Brock, NE?

Tenant demand in Brock, NE is solid. The local workforce $864/mo rents across most rental classes.

Is vacancy a concern in Brock, NE?

Occupancy in Brock, NE runs steady with elevated vacancy. Well-priced units at $864/mo lease on reasonable timelines.

Is Brock, NE landlord-friendly?

The landlord environment in Brock, NE is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How expensive is real estate in Brock, NE?

In Brock, NE the median home value sits at $227K. Against the broader NE market, that reads as reasonable for most investors.

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