Real Estate Investing in Dunbar, Nebraska (68346)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Otoe County • Population: 508 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 68346 (Dunbar, NE)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Higher unemployment: 8.5% unemployment — tenant risk signal.
  • High price-to-rent: Price-to-rent ratio 27.3 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dunbar, NE (68346)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $282,522
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $77,798
% Renters 15.7%

Market Analysis: 68346 Dunbar

Investors eyeing 68346 need to respect the fundamentals at play. Home values of $283K come alongside slower price movement and elevated management overhead.

Stepping back, the numbers look inviting — $283K purchase price, 0.0% nominal cap — the work to hit that pro forma in 68346 is substantial and deserves full respect.

Statewide comparisons place 68346 among NE's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 68346 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 68346 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dunbar:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+16.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$299K$254K$209K$165K$120K$75KMay 2009Dec 2017Jul 2026

📊 How Does 68346 Compare?

Metric 68346 Dunbar Nebraska
Home Value $282,522 $282,522 $269,423
5-Year CAGR 9.0% 9.0% 6.7%
Avg Rent $864 $864 -
Cap Rate 2.4% 2.4% -
💡 Why Invest in 68346? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 68346 (Dunbar, NE). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 68346 (Dunbar, NE)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+9.0%
Strong

📊 Market Snapshot

Home Value $282,522
Monthly Rent $864
Price-to-Rent 27.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 11.4%

📈 Home Appreciation

1-Year +16.4% ▲
3-Year CAGR +8.4% ▲
5-Year CAGR +9.0% ▲
10-Year CAGR +8.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 68346

Population: 508

💰 Median Household Income
$77,798
This area
$77,798
State
$70,851
USA
$74,580
🏠 Renter Occupied
15.7%
This area
15.7%
State
22.7%
USA
34.0%
💼 Unemployment Rate
8.5%
This area
8.5%
State
-5.2%
USA
3.7%
🎓 College Educated
11.9%
This area
11.9%
State
15.7%
USA
33.7%
👤 Median Age
57.0 years
This area
57.0 years
State
33.1 years
USA
38.9 years
🏚️ Vacancy Rate
4.0%
This area
4.0%
State
15.6%
USA
10.5%
👥 Population by Ethnicity
White 97.9%
Other/Mixed 2.1%
Hispanic/Latino 1.9%
👶 Under 18
8.8%
This area
8.8%
USA
22.0%
👴 65 and Over
26.3%
This area
26.3%
USA
17.3%
📊 Poverty Rate
7.1%
This area
7.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What kind of market is Dunbar, NE for investors?

Our data puts Dunbar, NE at 3.0/5 for investability. Home prices of $283K and rents around $864/mo create a solid backdrop for investor activity.

What do rentals go for in Dunbar, NE?

Rental rates in Dunbar, NE average $864/mo. Tenant demand and $283K home values make the yield look reasonable by investor standards.

What strategy should investors use in Dunbar, NE?

A careful cash-flow rentals with hands-on management strategy Dunbar, NE best. The market produces reliable results for that approach at the $283K price point.

Is vacancy a concern in Dunbar, NE?

Expect elevated vacancy in Dunbar, NE. Rents at $864/mo are absorbed by the tenant base without meaningful lag.

Can owner-occupants cash flow in Dunbar, NE?

Dunbar, NE is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $283K price point reasonable to enter.

You know 68346 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 68346 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 68346 (Dunbar)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 68346 (Dunbar, NE).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.