Real Estate Investing in West Plains, Missouri (65775)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Howell County • Population: 24,950 • Data updated: September 2026

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Should you buy in 65775 (West Plains, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in West Plains, MO (65775)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $230,189
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $47,216
% Renters 33.4%

Market Analysis: 65775 West Plains

Not every below-median market is a bargain. West Plains's 65775 ZIP comes in at signals that favor experienced operators who can absorb the risk $230K pricing implies.

For an experienced owner, 65775 can be a a strong candidate for hunting ground — but the discount at $230K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in West Plains have seen price recovery that 65775 has not matched. Howell County data supports the view that the spread is structural rather than temporary.

The demographic picture in 65775 includes headwinds that any investor should price in. Income distribution skews lower than West Plains averages, and tenant stability requires active management.

Strategy in 65775 is an operator game, not a passive one. In practical terms, entry prices of $230K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in West Plains:

C+ Average
Buy Confidence Score: 69/100
Affordability
10/25
Appreciation
25/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Rising (+7.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
West Plains, MO Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from West Plains, MO metro data
🏠

Property Strategy for 65775

Which property type performs best in this market?

Best for Cash Flow
2BR
5.3% cap rate
Best for Appreciation
3BR
+10.8% 5yr CAGR
Best Overall Value
2BR
$63,375/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $126,751 $930 5.3% +10.7% $63,375
3BR $213,251 $1,280 4.3% +10.8% $71,084
4BR $290,865 $1,560 3.9% +10.3% $72,716

Market Trends

Home Value History (with trend line)

$243K$211K$180K$148K$116K$84KFeb 2009Nov 2017Jul 2026

📊 How Does 65775 Compare?

Metric 65775 West Plains West Plains, MO Missouri
Home Value $230,189 $230,189 N/A $254,657
5-Year CAGR 7.9% 7.9% N/A 7.0%
Avg Rent $837 $837 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 65775? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65775 (West Plains, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+7.9%
Strong

📉 Market Crash Risk Index

Based on West Plains, MO metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
75%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $230,189
Monthly Rent $837
Price-to-Rent 22.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.8%
5-Year IRR 10.7%

📈 Home Appreciation

1-Year +7.6% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65775

Population: 24,950

💰 Median Household Income
$47,216
This area
$47,216
State
$62,768
USA
$74,580
🏠 Renter Occupied
33.4%
This area
33.4%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-8.1%
USA
3.7%
🎓 College Educated
20.1%
This area
20.1%
State
8.6%
USA
33.7%
👤 Median Age
39.8 years
This area
39.8 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
13.1%
This area
13.1%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 94.8%
Other/Mixed 4.7%
Hispanic/Latino 2.1%
Black/African American 0.3%
Asian 0.3%
👶 Under 18
23.6%
This area
23.6%
USA
22.0%
👴 65 and Over
18.6%
This area
18.6%
USA
17.3%
📊 Poverty Rate
15.1%
This area
15.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65775

B+ Avg School Grade
11 Schools
12.0:1 Avg Class Size
$14,381 Avg Per Pupil

Schools in This ZIP Code

A Very Good

FAIRVIEW ELEM.

📚 Pre-K – 08 School
👥
487 Students
👨‍🏫
11.6:1 Class Size
💰
$14,236 Per Student
A Very Good

GLENWOOD ELEM.

📚 Pre-K – 08 School
👥
245 Students
👨‍🏫
10.9:1 Class Size
💰
$15,173 Per Student
A Very Good

RICHARDS ELEM.

📚 Pre-K – 08 School
👥
385 Students
👨‍🏫
14.3:1 Class Size
💰
$15,113 Per Student
A Very Good

JUNCTION HILL ELEM.

📚 Pre-K – 08 School
👥
181 Students
👨‍🏫
10.1:1 Class Size
💰
$16,167 Per Student
A Very Good

WEST PLAINS ELEM.

📚 Pre-K – 04 Elementary
👥
776 Students
👨‍🏫
12.0:1 Class Size
💰
$13,415 Per Student
B+ Above Average

HOWELL VALLEY ELEM.

📚 Pre-K – 08 School
👥
206 Students
👨‍🏫
12.5:1 Class Size
💰
$16,047 Per Student
B+ Above Average

WEST PLAINS MIDDLE

📚 05 – 08 School
👥
564 Students
👨‍🏫
13.7:1 Class Size
💰
$13,415 Per Student
B Good

SOUTH FORK ELEM.

📚 Pre-K – 06 School
👥
183 Students
👨‍🏫
12.5:1 Class Size
💰
$13,415 Per Student
B Good

WEST PLAINS SR. HIGH

📚 09 – 12 High School
👥
1,145 Students
👨‍🏫
17.9:1 Class Size
💰
$13,415 Per Student
C+ Average

OZARK HORIZON SCHOOL

📚 K – 12 K-12
👥
20 Students
👨‍🏫
5.0:1 Class Size
C+ Average

Southern MO Tech Institute

📚 09 – 12 High School Limited Data
💰
$13,415 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 426 Off-Campus Students
C
Missouri State University-West Plains
1,726 students · 2.1 mi
B
Southern Missouri Technical Institute
58 students · 2.7 mi

Frequently Asked Questions

Do landlords face vacancy issues in West Plains, MO?

Rental vacancy in West Plains, MO is elevated. Investors should budget normal turnover but not chronic empty units.

Where do home prices stand in West Plains, MO?

West Plains, MO home values average about $230K. That price point suits investors targeting rentals with $837/mo in monthly income.

Is West Plains, MO a good market for buy-and-hold investors?

Our data puts West Plains, MO at 3.0/5 for investability. Home prices of $230K and rents around $837/mo create a solid backdrop for investor activity.

How landlord-friendly is West Plains, MO?

The landlord environment in West Plains, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How much rent can I charge in West Plains, MO?

Rents in West Plains, MO run near $837/mo. Compared with median home prices of $230K that produces solid gross yields for typical rentals.

You know 65775 now. You don’t know where it ranks.

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How 65775 ranks in West Plains, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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