Real Estate Investing in Caulfield, Missouri (65626)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ozark • Population: 1,977 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 65626 (Caulfield, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 24.5% of homes vacant — above national norms.
  • Elevated poverty: 25.4% poverty rate — can affect rent collection.
  • High price-to-rent: Price-to-rent ratio 26.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Caulfield, MO (65626)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $254,578
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $46,382
% Renters 17.1%

Market Analysis: 65626 Caulfield

This part of Ozark is not an easy win. The 65626 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 65626 is impressive only for operators who understand what they are buying. A $255K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader MO picture, 65626 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 65626 includes headwinds that any investor should price in. Income distribution skews lower than Caulfield averages, and tenant stability requires active management.

The right play in 65626 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Caulfield:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Rising (+12.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$270K$235K$201K$166K$132K$97KFeb 2016May 2021Jul 2026

📊 How Does 65626 Compare?

Metric 65626 Caulfield Missouri
Home Value $254,578 $254,578 $254,657
5-Year CAGR 8.2% 8.2% 7.0%
Avg Rent $801 $801 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 65626? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65626 (Caulfield, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 65626 (Caulfield, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+8.2%
Strong

📊 Market Snapshot

Home Value $254,578
Monthly Rent $801
Price-to-Rent 26.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +12.0% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +8.2% ▲
10-Year CAGR +8.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65626

Population: 1,977

💰 Median Household Income
$46,382
This area
$46,382
State
$62,768
USA
$74,580
🏠 Renter Occupied
17.1%
This area
17.1%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-8.1%
USA
3.7%
🎓 College Educated
6.2%
This area
6.2%
State
8.6%
USA
33.7%
👤 Median Age
43.9 years
This area
43.9 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
24.5%
This area
24.5%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 91.1%
Other/Mixed 8.9%
Hispanic/Latino 7.7%
👶 Under 18
24.6%
This area
24.6%
USA
22.0%
👴 65 and Over
25.1%
This area
25.1%
USA
17.3%
📊 Poverty Rate
25.4%
This area
25.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Can I house hack in Caulfield, MO?

Caulfield, MO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $801/mo rent level.

Should investors worry about vacancy in Caulfield, MO?

Vacancy in Caulfield, MO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $801/mo.

What is the tenant pool like in Caulfield, MO?

The tenant pool in Caulfield, MO is solid, supported by local employment and population fundamentals. Rents of $801/mo are well-absorbed by the market.

What is the typical rental rate in Caulfield, MO?

The typical rental in Caulfield, MO commands about $801/mo monthly. That rent profile steady cash flow against the $255K purchase basis.

Is Caulfield, MO landlord-friendly?

MO law landlord-friendly for landlords, and Caulfield inherits those rules. Investors should still review local ordinances for rental licensing.

You know 65626 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65626 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 65626 (Caulfield)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 65626 (Caulfield, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.