Real Estate Investing in Edgar Springs, Missouri (65462)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Phelps County • Population: 1,295 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 65462 (Edgar Springs, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Edgar Springs, MO (65462)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $222,565
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $48,125
% Renters 4.2%

Market Analysis: 65462 Edgar Springs

This part of Phelps County is not an easy win. The 65462 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 65462 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Stepping back, 65462 offers a low basis, the region around Edgar Springs has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 65462 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 65462 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Edgar Springs:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+11.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rolla, MO Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rolla, MO metro data
🏠

Property Strategy for 65462

Which property type performs best in this market?

Best for Cash Flow
2BR
4.0% cap rate
Best for Appreciation
3BR
+11.3% 5yr CAGR
Best Overall Value
3BR
$77,707/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $160,625 $890 4.0% +11.1% $80,312
3BR $233,120 $1,170 3.6% +11.3% $77,707

Market Trends

Home Value History (with trend line)

$233K$210K$186K$163K$140K$116KFeb 2017Nov 2021Jul 2026

📊 How Does 65462 Compare?

Metric 65462 Edgar Springs Rolla, MO Missouri
Home Value $222,565 $222,565 N/A $254,657
5-Year CAGR 6.5% 6.5% N/A 7.0%
Avg Rent $801 $801 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 65462? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65462 (Edgar Springs, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 65462 (Edgar Springs, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+6.5%
Strong

📉 Market Crash Risk Index

Based on Rolla, MO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $222,565
Monthly Rent $801
Price-to-Rent 23.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +11.2% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65462

Population: 1,295

💰 Median Household Income
$48,125
This area
$48,125
State
$62,768
USA
$74,580
🏠 Renter Occupied
4.2%
This area
4.2%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-8.1%
USA
3.7%
🎓 College Educated
22.5%
This area
22.5%
State
8.6%
USA
33.7%
👤 Median Age
50.7 years
This area
50.7 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
20.3%
This area
20.3%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 92.1%
Other/Mixed 7.9%
Hispanic/Latino 1.2%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
28.9%
This area
28.9%
USA
17.3%
📊 Poverty Rate
10.2%
This area
10.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65462

A Avg School Grade
1 Schools
11.8:1 Avg Class Size
$16,319 Avg Per Pupil

Schools in This ZIP Code

A Very Good

PHELPS CO. ELEM.

📚 Pre-K – 08 School
👥
174 Students
👨‍🏫
11.8:1 Class Size
💰
$16,319 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What approach is best for Edgar Springs, MO real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Edgar Springs, MO. The numbers - $223K homes against $801/mo rents - support that play.

How strong are rents in Edgar Springs, MO?

Investors in Edgar Springs, MO typically see rents near $801/mo per month against $223K home values - a solid setup for rental cash flow.

How strong is tenant demand in Edgar Springs, MO?

Edgar Springs, MO draws a measured base of working renters. Demand at the $801/mo rent level is reasonable for standard single-family and small multi rentals.

How quickly do rentals get leased in Edgar Springs, MO?

Edgar Springs, MO carries elevated vacancy risk. Expect steady absorption at market rents of $801/mo.

What is it like being a landlord in Edgar Springs, MO?

MO ranks as a landlord-friendly state for landlord-tenant law. Edgar Springs generally follows the statewide framework, so landlords face reasonable operating rules.

You know 65462 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65462 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 65462 (Edgar Springs)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 65462 (Edgar Springs, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.