Real Estate Investing in Stark City, Missouri (64866)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Newton • Population: 1,033 • Data updated: September 2026

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Should you buy in 64866 (Stark City, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 26.1 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stark City, MO (64866)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $264,724
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $55,338
% Renters 10.0%

Market Analysis: 64866 Stark City

ZIP 64866 in Stark City, MO carries a robust set of headwinds. Home values near $265K and rents of $846/mo sit inside a market where underwriting has to be tight.

The investment case in 64866 is sturdy only for operators who understand what they are buying. A $265K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 64866's metrics run below Newton's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 64866 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 64866 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stark City:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Rising (+7.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$280K$246K$212K$178K$144K$110KFeb 2016May 2021Jul 2026

📊 How Does 64866 Compare?

Metric 64866 Stark City Missouri
Home Value $264,724 $264,724 $254,657
5-Year CAGR 6.5% 6.5% 7.0%
Avg Rent $846 $846 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 64866? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64866 (Stark City, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $264,724
Monthly Rent $846
Price-to-Rent 26.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year +7.5% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 64866

Population: 1,033

💰 Median Household Income
$55,338
This area
$55,338
State
$62,768
USA
$74,580
🏠 Renter Occupied
10.0%
This area
10.0%
State
23.7%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-8.1%
USA
3.7%
🎓 College Educated
16.6%
This area
16.6%
State
8.6%
USA
33.7%
👤 Median Age
51.8 years
This area
51.8 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
6.9%
This area
6.9%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 92.5%
Other/Mixed 5.2%
Hispanic/Latino 2.3%
Asian 2.3%
👶 Under 18
21.0%
This area
21.0%
USA
22.0%
👴 65 and Over
23.8%
This area
23.8%
USA
17.3%
📊 Poverty Rate
12.2%
This area
12.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 742 Off-Campus Students
C
Neosho Beauty College
62 students · 12.5 mi
C+
Crowder College
3,865 students · 13.0 mi

Investor Insight: With 742 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do home values compare in Stark City, MO?

Homes in Stark City, MO typically sell near $265K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

Is MO a landlord-friendly state?

The landlord environment in Stark City, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is it easy to find good tenants in Stark City, MO?

Tenant demand in Stark City, MO is solid. The local workforce $846/mo rents across most rental classes.

Can I house hack in Stark City, MO?

Stark City, MO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $846/mo rent level.

What is the best play in Stark City, MO?

Stark City, MO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($265K prices, $846/mo rents) make it a reasonable choice.

You know 64866 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 64866 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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