Real Estate Investing in Stella, Missouri (64867)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Newton County • Population: 1,009 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 64867 (Stella, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (27/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 24.4% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stella, MO (64867)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $277,519
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $55,980
% Renters 13.4%

Market Analysis: 64867 Stella

ZIP 64867 inside Newton County looks affordable on the surface — median value of $278K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 64867 is significant only for operators who understand what they are buying. A $278K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 64867 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 64867 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 64867 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stella:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+8.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Joplin, MO Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Joplin, MO metro data

Market Trends

Home Value History (with trend line)

$289K$276K$264K$251K$239K$226KNov 2023Mar 2025Jul 2026

📊 How Does 64867 Compare?

Metric 64867 Stella Joplin, MO Missouri
Home Value $277,519 $277,519 N/A $254,657
5-Year CAGR N/A N/A N/A 7.0%
Avg Rent $864 $864 N/A -
Cap Rate 2.4% 2.4% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64867 (Stella, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 64867 (Stella, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
2.4%
Low

📉 Market Crash Risk Index

Based on Joplin, MO metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
55%
Days Pending
1/2
50 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $277,519
Monthly Rent $864
Price-to-Rent 26.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +8.4% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64867

Population: 1,009

💰 Median Household Income
$55,980
This area
$55,980
State
$62,768
USA
$74,580
🏠 Renter Occupied
13.4%
This area
13.4%
State
23.7%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-8.1%
USA
3.7%
🎓 College Educated
5.2%
This area
5.2%
State
8.6%
USA
33.7%
👤 Median Age
41.1 years
This area
41.1 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
24.4%
This area
24.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 84.3%
Other/Mixed 15.0%
Hispanic/Latino 5.2%
Asian 0.6%
Black/African American 0.1%
👶 Under 18
30.1%
This area
30.1%
USA
22.0%
👴 65 and Over
20.9%
This area
20.9%
USA
17.3%
📊 Poverty Rate
18.8%
This area
18.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64867

B Avg School Grade
1 Schools
13.5:1 Avg Class Size
$10,728 Avg Per Pupil

Schools in This ZIP Code

B Good

TRIWAY

📚 Pre-K – 08 School
👥
449 Students
👨‍🏫
13.5:1 Class Size
💰
$10,728 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 742 Off-Campus Students
C+
Crowder College
3,865 students · 9.5 mi
C
Neosho Beauty College
62 students · 12.3 mi

Investor Insight: With 742 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of tenants rent in Stella, MO?

Tenant quality in Stella, MO ranks as solid. Landlords generally report predictable occupancy at market rents of $864/mo.

How does Stella, MO stack up for property investment?

Yes - Stella, MO a 2.0/5 investability score. With $278K home prices against $864/mo monthly rent, the market delivers a reasonable entry point for new investors.

What price range are homes in Stella, MO?

The median home value in Stella, MO is roughly $278K. That puts it reasonable relative to the MO statewide average.

Is Stella, MO good for house hacking?

The house hack math a challenging in Stella, MO. Owner-occupant buyers benefit from the $864/mo rents and $278K home values.

Which real estate strategy fits Stella, MO?

The best-fit strategy in Stella, MO is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 64867 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 64867 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 64867 ranks in Joplin, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 64867 (Stella)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 64867 (Stella, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.