Real Estate Investing in Kansas City, Missouri (64165)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clay County • Population: 223 • Data updated: September 2026

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Should you buy in 64165 (Kansas City, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 29.3 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kansas City, MO (64165)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $459,324
Avg Monthly Rent $1,305
1% Rule ✗ Does Not Meet
Median Income $159,129
% Renters 0.0%

Market Analysis: 64165 Kansas City

ZIP 64165 inside Clay County looks affordable on the surface — median value of $459K — but the discount exists for reasons that a careful buyer should understand before committing.

The 64165 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within MO, ZIP 64165 trails on several market indicators that neighboring Clay County submarkets outperform. The gap is real and healthy enough to shape underwriting.

Demographically, 64165 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 64165 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kansas City:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,305/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Kansas City, MO-KS Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
12.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kansas City, MO-KS metro data

Market Trends

Home Value History (with trend line)

$471K$441K$410K$380K$349K$319KFeb 2019Nov 2022Jul 2026

📊 How Does 64165 Compare?

Metric 64165 Kansas City Kansas City, MO-KS Missouri
Home Value $459,324 $268,620 N/A $254,657
5-Year CAGR 3.2% 4.9% N/A 7.0%
Avg Rent $1,305 $1,470 N/A -
Cap Rate 2.2% 5.1% - -
💡 Why Invest in 64165? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64165 (Kansas City, MO). Anonymous, moderated, never written by AI.

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Property managers serving Clay County

Manage rentals here? List your business →

Alpine Property Management offers residential property management services in the Kansas City metro area, including Kansas City, Independence, Lees Summit, Blue Springs, Liberty, Gladstone, Overland P summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Meridian Realty & Property Management has been an innovative leader in the property management industry since 2013, managing 700+ single-family homes, multi-family units, and apartment complexes in Ka summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Voepel Property Management is now Auben Realty, a full-service real estate investment brokerage based out of Augusta, GA, serving property owners, residents, and investors in the Kansas City area. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+3.2%
Moderate

📊 Market Snapshot

Home Value $459,324
Monthly Rent $1,305
Price-to-Rent 29.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 5.5%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +1.3% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64165

Population: 223

💰 Median Household Income
$159,129
This area
$159,129
State
$62,768
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
23.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-8.1%
USA
3.7%
🎓 College Educated
33.3%
This area
33.3%
State
8.6%
USA
33.7%
👤 Median Age
24.9 years
This area
24.9 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
34.1%
This area
34.1%
USA
22.0%
👴 65 and Over
0.0%
This area
0.0%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64165

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Platte Purchase Middle School

📚 06 – 08 Middle
📍 9400 N PLATTE PURCHASE DR, KANSAS CITY
👥
358 Students
👨‍🏫
12.6:1 Class Size
💰
$25,114 Per Student
A+ Excellent

NASHUA ELEMENTARY

📚 K – 05 Elementary
📍 221 NE 114TH ST, KANSAS CITY
👥
358 Students
👨‍🏫
14.7:1 Class Size
💰
$19,814 Per Student
A Very Good

FOX HILL ELEMENTARY

📚 K – 05 Elementary
📍 545 NE 106 ST, KANSAS CITY
👥
624 Students
👨‍🏫
17.1:1 Class Size
💰
$19,814 Per Student
B+ Above Average

NEW MARK MIDDLE

📚 07 – 08 Middle
📍 515 NE 106TH ST, KANSAS CITY
👥
1,029 Students
👨‍🏫
16.4:1 Class Size
💰
$19,814 Per Student
C+ Average

MAPLE VALLEY SCHOOL

📚 K – 12 K-12
📍 2575 NE BARRY RD, KANSAS CITY
👥
39 Students
👨‍🏫
5.6:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby
D
Pinnacle Career Institute
488 students · 5.9 mi
C+
Midwestern Baptist Theological Seminary
3,840 students · 9.3 mi
C+
William Jewell College
886 students · 10.1 mi
C
Park University
6,634 students · 10.6 mi
C
Kansas City University
2,048 students · 14.8 mi
C
Donnelly College
349 students · 14.9 mi

Frequently Asked Questions

Is Kansas City, MO better for rentals, flips, or BRRRR?

For Kansas City, MO, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How high is vacancy risk in Kansas City, MO?

Kansas City, MO carries elevated vacancy risk. Expect reliable absorption at market rents of $1,305/mo.

What is the investability score for Kansas City, MO?

Yes - Kansas City, MO a 3.0/5 investability score. With $459K home prices against $1,305/mo monthly rent, the market delivers a reasonable entry point for new investors.

Does a duplex house hack pencil in Kansas City, MO?

The a challenging house-hack environment in Kansas City, MO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Does Kansas City, MO favor landlords or tenants?

Kansas City, MO operates under MO law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.

You know 64165 now. You don’t know where it ranks.

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How 64165 ranks in Kansas City, MO-KS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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