Real Estate Investing in Higginsville, Missouri (64037)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lafayette County • Population: 6,325 • Data updated: September 2026

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Should you buy in 64037 (Higginsville, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Higginsville, MO (64037)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $226,488
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $87,561
% Renters 24.5%

Market Analysis: 64037 Higginsville

ZIP 64037 inside Lafayette County looks affordable on the surface — median value of $226K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 64037 can be a a viable market for hunting ground — but the discount at $226K reflects genuine risk that outside investors often underestimate.

The gap between 64037 and stronger Higginsville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A healthy renter share of 25% in 64037 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 64037 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Higginsville:

B Good
Buy Confidence Score: 77/100
Affordability
20/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+10.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Kansas City, MO-KS Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
12.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kansas City, MO-KS metro data
🏠

Property Strategy for 64037

Which property type performs best in this market?

Best for Cash Flow
2BR
5.1% cap rate
Best for Appreciation
2BR
+12.6% 5yr CAGR
Best Overall Value
4BR
$66,877/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $146,124 $1,030 5.1% +12.6% $73,062
3BR $224,249 $1,350 4.3% +9.5% $74,750
4BR $267,506 $1,570 4.2% +8.9% $66,877

Market Trends

Home Value History (with trend line)

$243K$207K$170K$134K$98K$62KJan 2012May 2019Jul 2026

📊 How Does 64037 Compare?

Metric 64037 Higginsville Kansas City, MO-KS Missouri
Home Value $226,488 $226,488 N/A $254,657
5-Year CAGR 7.8% 7.8% N/A 7.0%
Avg Rent $927 $927 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 64037? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64037 (Higginsville, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+7.8%
Strong

📊 Market Snapshot

Home Value $226,488
Monthly Rent $927
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +10.0% ▲
3-Year CAGR +7.7% ▲
5-Year CAGR +7.8% ▲
10-Year CAGR +8.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 64037

Population: 6,325

💰 Median Household Income
$87,561
This area
$87,561
State
$62,768
USA
$74,580
🏠 Renter Occupied
24.5%
This area
24.5%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-8.1%
USA
3.7%
🎓 College Educated
26.8%
This area
26.8%
State
8.6%
USA
33.7%
👤 Median Age
41.8 years
This area
41.8 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
15.7%
This area
15.7%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 88.0%
Black/African American 6.2%
Other/Mixed 5.4%
Hispanic/Latino 2.1%
Asian 0.3%
👶 Under 18
18.7%
This area
18.7%
USA
22.0%
👴 65 and Over
25.4%
This area
25.4%
USA
17.3%
📊 Poverty Rate
3.0%
This area
3.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64037

B+ Avg School Grade
4 Schools
10.2:1 Avg Class Size
$14,551 Avg Per Pupil

Schools in This ZIP Code

A Very Good

LAFAYETTE CO. HIGH

📚 09 – 12 High School
👥
290 Students
👨‍🏫
11.9:1 Class Size
💰
$14,551 Per Student
A Very Good

GRANDVIEW ELEM.

📚 Pre-K – 05 Elementary
👥
444 Students
👨‍🏫
12.7:1 Class Size
💰
$14,551 Per Student
B+ Above Average

LAFAYETTE CO. MIDDLE

📚 06 – 08 Middle
👥
230 Students
👨‍🏫
12.2:1 Class Size
💰
$14,551 Per Student
C+ Average

ROLLING MEADOW SCHOOL

📚 K – 12 K-12
👥
4 Students
👨‍🏫
4.0:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
B
Lex La-Ray Technical Center
22 students · 11.0 mi

Frequently Asked Questions

Should investors consider Higginsville, MO?

The 3.0/5 investability rating in Higginsville, MO reflects its $226K prices and $927/mo rents. Investors generally consider it a solid option within MO.

Can I live-in-and-rent in Higginsville, MO?

The house hack math a challenging in Higginsville, MO. Owner-occupant buyers benefit from the $927/mo rents and $226K home values.

What investment strategy works best in Higginsville, MO?

In Higginsville, MO the durable play is typically careful cash-flow rentals with hands-on management. The combination of $226K prices and $927/mo rents suits that approach.

What is the rental occupancy rate in Higginsville, MO?

Higginsville, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Where do home prices stand in Higginsville, MO?

Higginsville, MO median home values land near $226K. That is reasonable territory for investors looking at $927/mo-per-month rentals.

You know 64037 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 64037 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 64037 ranks in Kansas City, MO-KS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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