Real Estate Investing in Wellington, Missouri (64097)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64097 (Wellington, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 21.1% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Wellington, MO (64097)?
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Market Analysis: 64097 Wellington
This part of Lafayette County is not an easy win. The 64097 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Meanwhile, the numbers look inviting — $221K purchase price, 0.0% nominal cap — the work to hit that pro forma in 64097 is substantial and deserves full respect.
Nearby ZIPs in Wellington have seen price recovery that 64097 has not matched. Lafayette County data supports the view that the spread is structural rather than temporary.
Looking more closely, 1,117 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
New investors are better served looking at Wellington's stable or hybrid ZIPs before stepping into 64097. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Wellington:
Property Strategy for 64097
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $164,585 | $1,190 | 5.2% | +11.6% | $82,293 |
| 3BR | $217,294 | $1,550 | 5.1% | +7.3% | $72,431 |
Market Trends
Home Value History (with trend line)
📊 How Does 64097 Compare?
| Metric | 64097 | Wellington | Kansas City, MO-KS | Missouri |
|---|---|---|---|---|
| Home Value | $221,246 | $221,246 | N/A | $254,657 |
| 5-Year CAGR | 6.7% | 6.7% | N/A | 7.0% |
| Avg Rent | $1,071 | $1,071 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64097 (Wellington, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $221,246 |
| Monthly Rent | $1,071 |
| Price-to-Rent | 17.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +9.3% ▲ |
| 3-Year CAGR | +7.2% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64097
Population: 1,117
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 64097
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the typical rental rate in Wellington, MO?
Investors in Wellington, MO typically see rents near $1,071/mo per month against $221K home values - a solid setup for rental cash flow.
How much does a house cost in Wellington, MO?
Homes in Wellington, MO typically sell near $221K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.
Is real estate in Wellington, MO a good investment right now?
Wellington, MO scores 3.0/5 for investability. Home values sit at $221K and rents near $1,071/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Can owner-occupants cash flow in Wellington, MO?
Wellington, MO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,071/mo rent level.
Which investment style suits Wellington, MO?
A careful cash-flow rentals with hands-on management strategy Wellington, MO best. The market produces measured results for that approach at the $221K price point.
You know 64097 now. You don’t know where it ranks.
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How 64097 ranks in Kansas City, MO-KS
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