Real Estate Investing in Hardin, Missouri (64035)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 64035 (Hardin, MO)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.9% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hardin, MO (64035)?
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Market Analysis: 64035 Hardin
ZIP 64035 in Hardin, MO carries a resilient set of headwinds. Home values near $203K and rents of $1,071/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 64035 can be a worth a close look for hunting ground — but the discount at $203K reflects genuine risk that outside investors often underestimate.
ZIP 64035's metrics run below Ray County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Employment concentration in 64035 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 64035 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Hardin:
Market Trends
Home Value History (with trend line)
📊 How Does 64035 Compare?
| Metric | 64035 | Hardin | Kansas City, MO-KS | Missouri |
|---|---|---|---|---|
| Home Value | $202,715 | $202,715 | N/A | $254,657 |
| 5-Year CAGR | 6.7% | 6.7% | N/A | 7.0% |
| Avg Rent | $1,071 | $1,071 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 64035 (Hardin, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $202,715 |
| Monthly Rent | $1,071 |
| Price-to-Rent | 15.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +9.7% ▲ |
| 3-Year CAGR | +4.9% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +10.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 64035
Population: 1,157
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 64035
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How much do tenants pay in Hardin, MO?
Rent in Hardin, MO is around $1,071/mo. The resulting rent-to-value relationship with $203K pricing is reasonable for most investor models.
How strong is tenant demand in Hardin, MO?
Working renters make up the core of the Hardin, MO tenant base. The pool is reasonable for investors targeting long-term holds.
Should investors consider Hardin, MO?
The 3.0/5 investability rating in Hardin, MO reflects its $203K prices and $1,071/mo rents. Investors generally consider it a solid option within MO.
What does house hacking look like in Hardin, MO?
For house hackers, Hardin, MO is a challenging. The $1,071/mo rent on a unit helps defray the mortgage on a $203K property.
Which investment style suits Hardin, MO?
Investors usually favor careful cash-flow rentals with hands-on management in Hardin, MO. With home values at $203K and rents near $1,071/mo, other strategies can work but produce even-keeled rather than outsized returns.
You know 64035 now. You don’t know where it ranks.
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How 64035 ranks in Kansas City, MO-KS
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