Real Estate Investing in Moweaqua, Illinois (62550)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Shelby County • Population: 3,070 • Data updated: September 2026

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Should you buy in 62550 (Moweaqua, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (88/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Moweaqua, IL (62550)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $171,781
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $77,431
% Renters 22.3%

Market Analysis: 62550 Moweaqua

Not every below-median market is a bargain. Moweaqua's 62550 ZIP posts signals that favor experienced operators who can absorb the risk $172K pricing implies.

Rent of $1,035/mo on a $172K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 62550 sits below the stated 0.0% once reality is priced in.

The gap between 62550 and stronger Moweaqua ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 62550 includes headwinds that any investor should price in. Income distribution skews lower than Moweaqua averages, and tenant stability requires active management.

Strategy in 62550 is an operator game, not a passive one. Put differently, entry prices of $172K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Moweaqua:

B+ Great
Buy Confidence Score: 78/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Rising (+11.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
☀️
WARM MARKET
Taylorville, IL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Taylorville, IL metro data
🏠

Property Strategy for 62550

Which property type performs best in this market?

Best for Cash Flow
2BR
8.4% cap rate
Best for Appreciation
3BR
+7.7% 5yr CAGR
Best Overall Value
2BR
$49,116/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $98,232 $1,150 8.4% $49,116
3BR $170,957 $1,380 5.8% +7.7% $56,986
4BR $202,747 $1,720 6.1% $50,687

Market Trends

Home Value History (with trend line)

$183K$161K$139K$117K$95K$73KJan 2009Oct 2017Jul 2026

📊 How Does 62550 Compare?

Metric 62550 Moweaqua Taylorville, IL Illinois
Home Value $171,781 $171,781 N/A $279,761
5-Year CAGR 7.2% 7.2% N/A 6.6%
Avg Rent $1,035 $1,035 N/A -
Cap Rate 4.7% 4.7% - -
💡 Why Invest in 62550? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 62550 (Moweaqua, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+7.2%
Strong

📉 Market Crash Risk Index

Based on Taylorville, IL metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $171,781
Monthly Rent $1,035
Price-to-Rent 13.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 11.9%

📈 Home Appreciation

1-Year +11.3% ▲
3-Year CAGR +8.5% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 62550

Population: 3,070

💰 Median Household Income
$77,431
This area
$77,431
State
$75,721
USA
$74,580
🏠 Renter Occupied
22.3%
This area
22.3%
State
22.2%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-3.3%
USA
3.7%
🎓 College Educated
23.5%
This area
23.5%
State
16.4%
USA
33.7%
👤 Median Age
39.2 years
This area
39.2 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
7.2%
This area
7.2%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 95.7%
Other/Mixed 2.9%
Hispanic/Latino 1.9%
Black/African American 1.4%
👶 Under 18
29.1%
This area
29.1%
USA
22.0%
👴 65 and Over
16.8%
This area
16.8%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 62550

A+ Avg School Grade
2 Schools
10.7:1 Avg Class Size
$18,936 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Central A & M High School

📚 09 – 12 High School
👥
227 Students
👨‍🏫
9.9:1 Class Size
💰
$18,936 Per Student
A Very Good

Gregory Intermediate

📚 02 – 05 Elementary
👥
198 Students
👨‍🏫
11.6:1 Class Size
💰
$18,936 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is housing expensive in Moweaqua, IL?

Moweaqua, IL median home values land near $172K. That is reasonable territory for investors looking at $1,035/mo-per-month rentals.

What is the renter demographic in Moweaqua, IL?

Tenant quality in Moweaqua, IL ranks as solid. Landlords generally report consistent occupancy at market rents of $1,035/mo.

Is Moweaqua, IL good for landlords?

Moweaqua, IL falls under IL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What do landlords charge for rent in Moweaqua, IL?

Expect rents around $1,035/mo per month in Moweaqua, IL. With home values at $172K, the yield math works out to reasonable levels for rental investors.

Does a duplex house hack pencil in Moweaqua, IL?

For house hackers, Moweaqua, IL is a challenging. The $1,035/mo rent on a unit helps defray the mortgage on a $172K property.

You know 62550 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 62550 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 62550 ranks in Taylorville, IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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