Real Estate Investing in Dalton City, Illinois (61925)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Macon County • Population: 1,037 • Data updated: September 2026

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Should you buy in 61925 (Dalton City, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dalton City, IL (61925)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $209,154
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $74,167
% Renters 18.4%

Market Analysis: 61925 Dalton City

ZIP 61925 in Dalton City, IL carries a resilient set of headwinds. Home values near $209K and rents of $828/mo sit inside a market where underwriting has to be tight.

In practical terms, the numbers look inviting — $209K purchase price, 0.0% nominal cap — the work to hit that pro forma in 61925 is substantial and deserves full respect.

Regionally, 61925 sits on the difficult end of the IL spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

A durable renter share of 18% in 61925 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 61925 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dalton City:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+11.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Decatur, IL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
13.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Decatur, IL metro data

Market Trends

Home Value History (with trend line)

$217K$199K$180K$161K$143K$124KJan 2016May 2021Jul 2026

📊 How Does 61925 Compare?

Metric 61925 Dalton City Decatur, IL Illinois
Home Value $209,154 $209,154 N/A $279,761
5-Year CAGR 6.5% 6.5% N/A 6.6%
Avg Rent $828 $828 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 61925? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 61925 (Dalton City, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+6.5%
Strong

📉 Market Crash Risk Index

Based on Decatur, IL metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
49%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $209,154
Monthly Rent $828
Price-to-Rent 21.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +11.3% ▲
3-Year CAGR +8.7% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 61925

Population: 1,037

💰 Median Household Income
$74,167
This area
$74,167
State
$75,721
USA
$74,580
🏠 Renter Occupied
18.4%
This area
18.4%
State
22.2%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-3.3%
USA
3.7%
🎓 College Educated
17.3%
This area
17.3%
State
16.4%
USA
33.7%
👤 Median Age
42.9 years
This area
42.9 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 98.1%
Black/African American 1.8%
Other/Mixed 0.1%
👶 Under 18
21.8%
This area
21.8%
USA
22.0%
👴 65 and Over
10.2%
This area
10.2%
USA
17.3%
📊 Poverty Rate
10.0%
This area
10.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 374 Off-Campus Students
C+
Millikin University
1,659 students · 11.1 mi
C
Richland Community College
2,214 students · 11.4 mi
C
Reflections Academy of Beauty
29 students · 12.4 mi

Frequently Asked Questions

Does Dalton City, IL make sense for an investment property?

With a 3.0/5 investability score, Dalton City, IL ranks as a solid market for rental property investors. Median prices of $209K and rents of $828/mo drive the underlying numbers.

Is housing expensive in Dalton City, IL?

Dalton City, IL home values average about $209K. That price point suits investors targeting rentals with $828/mo in monthly income.

What are rental rates like in Dalton City, IL?

Average rent in Dalton City, IL is approximately $828/mo per month. Against $209K home values that yields a reasonable rent-to-price ratio.

Do rentals sit vacant long in Dalton City, IL?

Rental vacancy in Dalton City, IL is elevated. Investors should budget normal turnover but not chronic empty units.

Are eviction rules reasonable in Dalton City, IL?

Dalton City, IL falls under IL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 61925 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 61925 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 61925 ranks in Decatur, IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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