Most Affordable ZIP Codes in Decatur, IL (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 62522 | Decatur, IL | $91,808 | $890 | 7.56% | 6.1% |
| 2 | 62526 | Decatur, IL | $100,676 | $856 | 6.63% | 6.8% |
| 3 | 62521 | Decatur, IL | $124,506 | $981 | 6.15% | 6.1% |
| 4 | 62551 | Niantic, IL | $133,041 | $864 | 5.07% | 5.1% |
| 5 | 62513 | Blue Mound, IL | $150,551 | $1,413 | 7.32% | 4.9% |
| 6 | 62544 | Macon, IL | $154,896 | $972 | 4.89% | 6.2% |
| 7 | 61756 | Maroa, IL | $161,568 | $936 | 4.52% | 6.7% |
| 8 | 62573 | Warrensburg, IL | $172,082 | $855 | 3.88% | 6.7% |
| 9 | 62554 | Oreana, IL | $180,858 | $1,062 | 4.58% | 7.1% |
| 10 | 62501 | Oreana, IL | $201,739 | $1,197 | 4.63% | 6.7% |
| 11 | 62549 | Mount Zion, IL | $203,845 | $891 | 3.41% | 5.3% |
| 12 | 61925 | Dalton City, IL | $209,154 | $828 | 3.09% | 6.5% |
| 13 | 62535 | Forsyth, IL | $316,082 | $1,035 | 2.55% | 6.0% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Decatur, IL · Appreciation in Decatur, IL
Or see the full Decatur, IL metro profile.