Real Estate Investing in Maroa, Illinois (61756)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Macon County • Population: 2,625 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 61756 (Maroa, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (78/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.7% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Maroa, IL (61756)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $161,568
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $81,324
% Renters 22.6%

Market Analysis: 61756 Maroa

On the rental side, ZIP 61756 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $162K median. It rewards specialists, not generalists.

On balance, the numbers look inviting — $162K purchase price, 0.0% nominal cap — the work to hit that pro forma in 61756 is substantial and deserves full respect.

Statewide comparisons place 61756 among IL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Put differently, 2,625 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Maroa:

B Good
Buy Confidence Score: 75/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2× the median income
Value Trend
Rising (+7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Decatur, IL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
13.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Decatur, IL metro data

Market Trends

Home Value History (with trend line)

$169K$154K$139K$124K$108K$93KJul 2006Jul 2016Jul 2026

📊 How Does 61756 Compare?

Metric 61756 Maroa Decatur, IL Illinois
Home Value $161,568 $161,568 N/A $279,761
5-Year CAGR 6.7% 6.7% N/A 6.6%
Avg Rent $936 $936 N/A -
Cap Rate 4.5% 4.5% - -
💡 Why Invest in 61756? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 61756 (Maroa, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+6.7%
Strong

📉 Market Crash Risk Index

Based on Decatur, IL metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
49%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $161,568
Monthly Rent $936
Price-to-Rent 14.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.5%
5-Year IRR 11.2%

📈 Home Appreciation

1-Year +7.3% ▲
3-Year CAGR +7.0% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.7%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 61756

Population: 2,625

💰 Median Household Income
$81,324
This area
$81,324
State
$75,721
USA
$74,580
🏠 Renter Occupied
22.6%
This area
22.6%
State
22.2%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-3.3%
USA
3.7%
🎓 College Educated
29.9%
This area
29.9%
State
16.4%
USA
33.7%
👤 Median Age
41.2 years
This area
41.2 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
11.7%
This area
11.7%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 80.1%
Other/Mixed 13.8%
Hispanic/Latino 3.9%
Asian 3.2%
Black/African American 3.0%
👶 Under 18
29.1%
This area
29.1%
USA
22.0%
👴 65 and Over
18.6%
This area
18.6%
USA
17.3%
📊 Poverty Rate
2.2%
This area
2.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 61756

A+ Avg School Grade
2 Schools
15.5:1 Avg Class Size
$25,460 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Maroa-Forsyth Senior High Sch

📚 09 – 12 High School
👥
353 Students
👨‍🏫
14.7:1 Class Size
💰
$25,460 Per Student
A Very Good

Maroa-Forsyth Middle School

📚 06 – 08 Middle
👥
250 Students
👨‍🏫
16.2:1 Class Size
💰
$25,460 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 374 Off-Campus Students
C
Reflections Academy of Beauty
29 students · 10.6 mi
C
Richland Community College
2,214 students · 10.9 mi
C+
Millikin University
1,659 students · 13.2 mi

Frequently Asked Questions

Are rents high in Maroa, IL?

Rents in Maroa, IL run near $936/mo. Compared with median home prices of $162K that produces solid gross yields for typical rentals.

How expensive is real estate in Maroa, IL?

The median home value in Maroa, IL is roughly $162K. That puts it reasonable relative to the IL statewide average.

What type of investing works in Maroa, IL?

A careful cash-flow rentals with hands-on management strategy Maroa, IL best. The market produces consistent results for that approach at the $162K price point.

What kind of tenants rent in Maroa, IL?

Tenant quality in Maroa, IL ranks as solid. Landlords generally report even-keeled occupancy at market rents of $936/mo.

Do landlords face vacancy issues in Maroa, IL?

Rental vacancy in Maroa, IL is elevated. Investors should budget normal turnover but not chronic empty units.

You know 61756 now. You don’t know where it ranks.

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How 61756 ranks in Decatur, IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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