Decatur, IL Metro Area - Investment Guide
Metro Area • 10 Cities • 13 ZIP Codes
Avg Home Value
$169,293
Avg Monthly Rent
$983
Avg Cap Rate
4.94%
Avg Investability
3.0 ★
Cities
10
ZIP Codes
13
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
7.28%
as of Oct 1
Source: Freddie Mac PMMS
⚖️
BALANCED MARKET
Decatur, IL Metro Area
Even conditions for buyers and sellers
32 days
Average time to sell
Average
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of September 19, 2026 — updated weekly
Best ZIP codes in Decatur, IL
Every ZIP in the metro, ranked four ways. Free.
Cities in Decatur, IL
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 62522 | Decatur | IL | $86,626 | $991 | 8.92% | |
| 62526 | Decatur | IL | $94,183 | $1,313 | 10.87% | |
| 62522 | Decatur | IL | $84,274 | $1,119 | 10.35% | |
| 62526 | Decatur | IL | $94,746 | $1,081 | 8.90% | |
| 62522 | Decatur | IL | $84,274 | $1,119 | 10.35% | |
| 62526 | Decatur | IL | $94,746 | $1,081 | 8.90% | |
| 62522 | Decatur | IL | $89,686 | $991 | 8.62% | |
| 62526 | Decatur | IL | $99,674 | $1,066 | 8.34% | |
| 62526 | Decatur | IL | $102,821 | $907 | 6.88% | |
| 62513 | Blue Mound | IL | $139,121 | $1,413 | 7.92% | |
| 62549 | Mount Zion | IL | $203,845 | $891 | 3.41% | |
| 61756 | Maroa | IL | $165,215 | $936 | 4.42% | |
| 61925 | Dalton City | IL | $205,466 | $828 | 3.14% | |
| 62551 | Niantic | IL | $133,041 | $864 | 5.07% | |
| 62554 | Oreana | IL | $180,858 | $1,062 | 4.58% | |
| 62501 | Oreana | IL | $202,492 | $1,197 | 4.61% | |
| 62535 | Forsyth | IL | $304,084 | $1,035 | 2.65% | |
| 62544 | Macon | IL | $144,270 | $972 | 5.26% | |
| 62573 | Warrensburg | IL | $172,082 | $855 | 3.88% | |
| 62513 | Blue Mound | IL | $152,217 | $1,413 | 7.24% | |
| 62521 | Decatur | IL | $123,560 | $971 | 6.13% | |
| 62549 | Mount Zion | IL | $191,008 | $891 | 3.64% | |
| 61756 | Maroa | IL | $151,138 | $936 | 4.83% | |
| 61925 | Dalton City | IL | $195,551 | $828 | 3.30% | |
| 62522 | Decatur | IL | $92,088 | $838 | 7.09% | |
| 62551 | Niantic | IL | $123,423 | $864 | 5.46% | |
| 62501 | Oreana | IL | $187,159 | $1,197 | 4.99% | |
| 62554 | Oreana | IL | $169,438 | $1,062 | 4.89% | |
| 62573 | Warrensburg | IL | $156,335 | $855 | 4.27% | |
| 62513 | Blue Mound | IL | $142,854 | $1,413 | 7.72% | |
| 62535 | Forsyth | IL | $317,028 | $1,035 | 2.55% | |
| 62544 | Macon | IL | $158,335 | $972 | 4.79% | |
| 62521 | Decatur | IL | $114,868 | $1,033 | 7.01% | |
| 62549 | Mount Zion | IL | $203,727 | $891 | 3.41% | |
| 61756 | Maroa | IL | $163,470 | $936 | 4.47% | |
| 61925 | Dalton City | IL | $205,672 | $828 | 3.14% | |
| 62551 | Niantic | IL | $136,380 | $864 | 4.94% | |
| 62554 | Oreana | IL | $182,533 | $1,062 | 4.54% | |
| 62501 | Oreana | IL | $198,766 | $1,197 | 4.70% | |
| 62535 | Forsyth | IL | $302,699 | $1,035 | 2.67% | |
| 62544 | Macon | IL | $143,168 | $972 | 5.30% | |
| 62573 | Warrensburg | IL | $172,653 | $855 | 3.86% | |
| 62513 | Blue Mound | IL | $148,366 | $1,413 | 7.43% | |
| 62521 | Decatur | IL | $124,352 | $894 | 5.61% | |
| 62549 | Mount Zion | IL | $190,509 | $891 | 3.65% | |
| 61756 | Maroa | IL | $151,138 | $936 | 4.83% | |
| 62522 | Decatur | IL | $94,342 | $838 | 6.92% | |
| 62551 | Niantic | IL | $125,146 | $864 | 5.39% | |
| 61925 | Dalton City | IL | $195,551 | $828 | 3.30% | |
| 62501 | Oreana | IL | $187,159 | $1,197 | 4.99% |
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About Decatur, IL Real Estate Market
The Decatur, IL metropolitan statistical area (MSA) encompasses 10 cities and 13 ZIP codes. The average home value across the metro is $169,293, with an average monthly rent of $983. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.