Decatur, IL Metro Area - Investment Guide
Metro Area • 10 Cities • 13 ZIP Codes
Avg Home Value
$169,293
Avg Monthly Rent
$983
Avg Cap Rate
4.94%
Avg Investability
3.0 ★
Cities
10
ZIP Codes
13
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Decatur, IL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
13.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Decatur, IL
Every ZIP in the metro, ranked four ways. Free.
Cities in Decatur, IL
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 62522 | Decatur | IL | $89,686 | $991 | 8.62% | |
| 62526 | Decatur | IL | $99,674 | $1,066 | 8.34% | |
| 62522 | Decatur | IL | $86,626 | $991 | 8.92% | |
| 62526 | Decatur | IL | $94,183 | $1,313 | 10.87% | |
| 62522 | Decatur | IL | $84,274 | $1,119 | 10.35% | |
| 62526 | Decatur | IL | $94,746 | $1,081 | 8.90% | |
| 62522 | Decatur | IL | $84,274 | $1,119 | 10.35% | |
| 62526 | Decatur | IL | $94,746 | $1,081 | 8.90% | |
| 62513 | Blue Mound | IL | $139,121 | $1,413 | 7.92% | |
| 62526 | Decatur | IL | $102,821 | $907 | 6.88% | |
| 62521 | Decatur | IL | $120,422 | $937 | 6.07% | |
| 62549 | Mount Zion | IL | $190,509 | $891 | 3.65% | |
| 62551 | Niantic | IL | $125,146 | $864 | 5.39% | |
| 61756 | Maroa | IL | $161,568 | $936 | 4.52% | |
| 62554 | Oreana | IL | $168,931 | $1,062 | 4.90% | |
| 61925 | Dalton City | IL | $209,154 | $828 | 3.09% | |
| 62501 | Oreana | IL | $201,739 | $1,197 | 4.63% | |
| 62535 | Forsyth | IL | $309,618 | $1,035 | 2.61% | |
| 62573 | Warrensburg | IL | $154,450 | $855 | 4.32% | |
| 62513 | Blue Mound | IL | $150,551 | $1,413 | 7.32% | |
| 62544 | Macon | IL | $152,084 | $972 | 4.99% | |
| 61756 | Maroa | IL | $150,801 | $936 | 4.84% | |
| 62521 | Decatur | IL | $124,506 | $981 | 6.15% | |
| 62549 | Mount Zion | IL | $196,688 | $891 | 3.53% | |
| 62551 | Niantic | IL | $129,611 | $864 | 5.20% | |
| 61925 | Dalton City | IL | $199,845 | $828 | 3.23% | |
| 62522 | Decatur | IL | $91,808 | $890 | 7.56% | |
| 62526 | Decatur | IL | $100,676 | $856 | 6.63% | |
| 62554 | Oreana | IL | $176,841 | $1,062 | 4.68% | |
| 62501 | Oreana | IL | $189,799 | $1,197 | 4.92% | |
| 62535 | Forsyth | IL | $316,082 | $1,035 | 2.55% | |
| 62573 | Warrensburg | IL | $161,139 | $855 | 4.14% | |
| 62521 | Decatur | IL | $117,375 | $1,016 | 6.75% | |
| 62544 | Macon | IL | $154,896 | $972 | 4.89% | |
| 62549 | Mount Zion | IL | $203,845 | $891 | 3.41% | |
| 61756 | Maroa | IL | $165,215 | $936 | 4.42% | |
| 62551 | Niantic | IL | $133,041 | $864 | 5.07% | |
| 61925 | Dalton City | IL | $205,466 | $828 | 3.14% | |
| 62501 | Oreana | IL | $202,492 | $1,197 | 4.61% | |
| 62535 | Forsyth | IL | $304,084 | $1,035 | 2.65% | |
| 62554 | Oreana | IL | $180,858 | $1,062 | 4.58% | |
| 62513 | Blue Mound | IL | $152,217 | $1,413 | 7.24% | |
| 62544 | Macon | IL | $144,270 | $972 | 5.26% | |
| 62573 | Warrensburg | IL | $172,082 | $855 | 3.88% | |
| 61756 | Maroa | IL | $151,138 | $936 | 4.83% | |
| 62521 | Decatur | IL | $123,560 | $971 | 6.13% | |
| 62549 | Mount Zion | IL | $191,008 | $891 | 3.64% | |
| 62551 | Niantic | IL | $123,423 | $864 | 5.46% | |
| 61925 | Dalton City | IL | $195,551 | $828 | 3.30% | |
| 62522 | Decatur | IL | $92,088 | $838 | 7.09% |
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About Decatur, IL Real Estate Market
The Decatur, IL metropolitan statistical area (MSA) encompasses 10 cities and 13 ZIP codes. The average home value across the metro is $169,293, with an average monthly rent of $983. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.