Real Estate Investing in Arcola, Illinois (61910)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 61910 (Arcola, IL)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Arcola, IL (61910)?
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Market Analysis: 61910 Arcola
The 61910 ZIP in Arcola, IL is a local-operator market. Outside capital chasing a $163K entry has to pair deep knowledge with the discount.
The investment case in 61910 is impressive only for operators who understand what they are buying. A $163K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Arcola have seen price recovery that 61910 has not matched. Douglas County data supports the view that the spread is structural rather than temporary.
Turning to rents, 4,910 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 61910 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Arcola:
Property Strategy for 61910
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $106,067 | $930 | 6.3% | +8.8% | $53,034 |
| 3BR | $148,361 | $1,260 | 6.1% | +7.7% | $49,454 |
| 4BR | $197,617 | $1,290 | 4.7% | +5.4% | $49,404 |
Market Trends
Home Value History (with trend line)
📊 How Does 61910 Compare?
| Metric | 61910 | Arcola | Charleston-Mattoon, IL | Illinois |
|---|---|---|---|---|
| Home Value | $162,769 | $162,769 | N/A | $279,761 |
| 5-Year CAGR | 7.3% | 7.3% | N/A | 6.6% |
| Avg Rent | $837 | $837 | N/A | - |
| Cap Rate | 4.0% | 4.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61910 (Arcola, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $162,769 |
| Monthly Rent | $837 |
| Price-to-Rent | 16.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.0% |
| 5-Year IRR | 11.3% |
📈 Home Appreciation
| 1-Year | +10.4% ▲ |
| 3-Year CAGR | +7.9% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61910
Population: 4,910
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 61910
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What kind of vacancy should I budget for in Arcola, IL?
Occupancy in Arcola, IL runs stable with elevated vacancy. Well-priced units at $837/mo lease on reasonable timelines.
What strategy should investors use in Arcola, IL?
A careful cash-flow rentals with hands-on management strategy Arcola, IL best. The market produces steady results for that approach at the $163K price point.
What price range are homes in Arcola, IL?
Median home price in Arcola, IL is near $163K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
Can I live-in-and-rent in Arcola, IL?
House hacking in Arcola, IL is a challenging. With home values around $163K and rents at $837/mo, owner-occupants can offset a meaningful share of PITI.
How strong is tenant demand in Arcola, IL?
Working renters make up the core of the Arcola, IL tenant base. The pool is reasonable for investors targeting long-term holds.
You know 61910 now. You don’t know where it ranks.
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How 61910 ranks in Charleston-Mattoon, IL
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