Real Estate Investing in Atwood, Illinois (61913)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Piatt County • Population: 1,192 • Data updated: September 2026

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Should you buy in 61913 (Atwood, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.0% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Atwood, IL (61913)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $131,679
Avg Monthly Rent $882
1% Rule ✗ Does Not Meet
Median Income $56,912
% Renters 13.5%

Market Analysis: 61913 Atwood

This part of Piatt County is not an easy win. The 61913 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 61913 is durable only for operators who understand what they are buying. A $132K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Atwood have seen price recovery that 61913 has not matched. Piatt County data supports the view that the spread is structural rather than temporary.

Meanwhile, 1,192 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 61913 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Atwood:

B+ Great
Buy Confidence Score: 79/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.3× the median income
Value Trend
Declining (-0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
❄️
COOL MARKET
Champaign-Urbana, IL Metro Area
More inventory, negotiating room for buyers
45 days
Average time to sell
Average
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Champaign-Urbana, IL metro data
🏠

Property Strategy for 61913

Which property type performs best in this market?

Best for Cash Flow
2BR
7.8% cap rate
Best for Appreciation
3BR
+8.3% 5yr CAGR
Best Overall Value
2BR
$45,287/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $90,574 $980 7.8% +7.4% $45,287
3BR $139,182 $1,270 6.6% +8.3% $46,394

Market Trends

Home Value History (with trend line)

$140K$125K$110K$94K$79K$64KJan 2012May 2019Jul 2026

📊 How Does 61913 Compare?

Metric 61913 Atwood Champaign-Urbana, IL Illinois
Home Value $131,679 $131,679 N/A $279,761
5-Year CAGR 5.5% 5.5% N/A 6.6%
Avg Rent $882 $882 N/A -
Cap Rate 5.2% 5.2% - -
💡 Why Invest in 61913? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 61913 (Atwood, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $131,679
Monthly Rent $882
Price-to-Rent 12.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 10.7%

📈 Home Appreciation

1-Year -0.3% ▼
3-Year CAGR +2.9% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +4.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 61913

Population: 1,192

💰 Median Household Income
$56,912
This area
$56,912
State
$75,721
USA
$74,580
🏠 Renter Occupied
13.5%
This area
13.5%
State
22.2%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-3.3%
USA
3.7%
🎓 College Educated
12.3%
This area
12.3%
State
16.4%
USA
33.7%
👤 Median Age
46.5 years
This area
46.5 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
16.0%
This area
16.0%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 97.5%
Other/Mixed 1.5%
Asian 1.1%
Hispanic/Latino 0.7%
👶 Under 18
19.4%
This area
19.4%
USA
22.0%
👴 65 and Over
24.7%
This area
24.7%
USA
17.3%
📊 Poverty Rate
3.7%
This area
3.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 61913

A Avg School Grade
1 Schools
11.7:1 Avg Class Size
$15,790 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Atwood-Hammond Grade School

📚 Pre-K – 08 School
👥
232 Students
👨‍🏫
11.7:1 Class Size
💰
$15,790 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Should investors consider Atwood, IL?

The 3.0/5 investability rating in Atwood, IL reflects its $132K prices and $882/mo rents. Investors generally consider it a solid option within IL.

How do experienced investors play Atwood, IL?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Atwood, IL. The numbers - $132K homes against $882/mo rents - support that play.

What is the average home sale price in Atwood, IL?

Typical homes in Atwood, IL go for around $132K. The 5-year CAGR of 0.0% steady price movement.

Are tenants stable in Atwood, IL?

Working renters make up the core of the Atwood, IL tenant base. The pool is reasonable for investors targeting long-term holds.

What kind of vacancy should I budget for in Atwood, IL?

Occupancy in Atwood, IL runs consistent with elevated vacancy. Well-priced units at $882/mo lease on reasonable timelines.

You know 61913 now. You don’t know where it ranks.

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How 61913 ranks in Champaign-Urbana, IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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