Best ZIP Codes for Cash Flow in Charleston-Mattoon, IL (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 62474 | Westfield, IL | $107,282 | $945 | 6.87% | -0.8% |
| 2 | 61930 | Hindsboro, IL | $107,835 | $873 | 6.31% | 4.8% |
| 3 | 61938 | Mattoon, IL | $130,179 | $907 | 5.44% | 6.1% |
| 4 | 62420 | Casey, IL | $134,611 | $873 | 5.06% | 6.4% |
| 5 | 61931 | Humboldt, IL | $150,866 | $972 | 5.03% | 4.9% |
| 6 | 62440 | Lerna, IL | $194,721 | $1,179 | 4.72% | 8.2% |
| 7 | 61943 | Oakland, IL | $139,276 | $828 | 4.64% | 5.7% |
| 8 | 61912 | Ashmore, IL | $144,109 | $828 | 4.48% | 6.8% |
| 9 | 62428 | Greenup, IL | $159,602 | $828 | 4.05% | 1.5% |
| 10 | 61910 | Arcola, IL | $162,769 | $837 | 4.01% | 7.3% |
| 11 | 62468 | Toledo, IL | $174,510 | $873 | 3.90% | 1.9% |
| 12 | 62447 | Neoga, IL | $179,479 | $873 | 3.79% | 5.5% |
| 13 | 61920 | Charleston, IL | $169,852 | $732 | 3.36% | 6.8% |
| 14 | 62436 | Jewett, IL | $196,419 | $846 | 3.36% | 7.3% |
| 15 | 62445 | Montrose, IL | $196,788 | $828 | 3.28% | 5.1% |
| 16 | 61911 | Arthur, IL | $201,707 | $828 | 3.20% | 7.6% |
| 17 | 62462 | Sigel, IL | $230,922 | $828 | 2.80% | 6.5% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Charleston-Mattoon, IL · Affordable in Charleston-Mattoon, IL
Or see the full Charleston-Mattoon, IL metro profile.