Real Estate Investing in Rock Island, Illinois (61201)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 61201 (Rock Island, IL)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 10.3% vacancy may signal weakening demand.
What’s happening in Rock Island, IL (61201)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 61201 Rock Island
The 61201 ZIP in Rock Island, IL is a local-operator market. Outside capital chasing a $129K entry has to pair deep knowledge with the discount.
The investment case in 61201 is robust only for operators who understand what they are buying. A $129K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Rock Island have seen price recovery that 61201 has not matched. Rock Island County data supports the view that the spread is structural rather than temporary.
Resident income in 61201 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The right play in 61201 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Rock Island:
Property Strategy for 61201
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $70,643 | $910 | 9.3% | +1.9% | $70,643 |
| 2BR | $111,260 | $1,120 | 7.2% | +5.2% | $55,630 |
| 3BR | $151,646 | $1,470 | 7.0% | +5.6% | $50,549 |
| 4BR | $185,941 | $1,780 | 6.9% | +5.4% | $46,485 |
| 5BR | $197,775 | — | — | +4.5% | $39,555 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 61201 Compare?
| Metric | 61201 | Rock Island | Illinois |
|---|---|---|---|
| Home Value | $129,276 | $129,276 | $279,761 |
| 5-Year CAGR | 3.3% | 3.3% | 6.6% |
| Avg Rent | $911 | $911 | - |
| Cap Rate | 5.5% | 5.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61201 (Rock Island, IL). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 61201 (Rock Island, IL)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $129,276 |
| Monthly Rent | $911 |
| Price-to-Rent | 11.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.5% |
| Cap Rate | 5.5% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +3.4% ▲ |
| 5-Year CAGR | +3.3% ▲ |
| 10-Year CAGR | +3.8% ▲ |
🏠 Rent Trends
| 1-Year | -6.3% ▼ |
| 3-Year CAGR | +3.8% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61201
Population: 37,294
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 61201
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,931 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the investability score for Rock Island, IL?
Rock Island, IL posts an investability rating of 3.0/5, with median home values near $129K and average rents around $911/mo. That combination puts it in the solid tier for investor interest.
How deep is the rental pool in Rock Island, IL?
Expect a solid tenant pool in Rock Island, IL. The rental market absorbs $911/mo rents without meaningful friction.
What kind of vacancy should I budget for in Rock Island, IL?
Occupancy in Rock Island, IL runs reliable with elevated vacancy. Well-priced units at $911/mo lease on reasonable timelines.
Does house hacking make sense in Rock Island, IL?
House hacking in Rock Island, IL is reasonable to execute. Prices around $129K and rents of $911/mo solid owner-occupant economics.
What type of investing works in Rock Island, IL?
A careful cash-flow rentals with hands-on management strategy Rock Island, IL best. The market produces measured results for that approach at the $129K price point.
You know 61201 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 61201 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 61201 ranks in Davenport-Moline-Rock Island, IA-IL
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 61201 (Rock Island)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 61201 (Rock Island, IL).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.